72 Winter St, Lincoln, MA 01773 Property Records

Middlesex County and Lincoln Town property record for 72 Winter St, Lincoln, MA 01773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,049 sqft · built 1961
Lot Size	1.89 acres (82,311 sqft)
Owner	Individual Name on Record
Last Sale	$2,106,000 (May 2024)
Tax Bill	$224 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:165 B:9 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:165 B:9 L:0`
Alternative APN	`LINC M:165 L:9 S:0`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,049 sqft Living Area
Gross Area	4,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	82,311 sqft (1.89 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	72 WINTER ST
City	LINCOLN
State	MA
Zip	01773-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	9
Jurisdiction	LINCOLN MA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2006
Census Tract	360300

Owner

Source: Middlesex County and Lincoln Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 WINTER ST, LINCOLN, MA 01773-3504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX SAVINGS BANK
May 3, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BERKSHIRE BANK
Sep 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY CREDIT CORP
Apr 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 3, 2018	Quit Claim Deed, Transfer WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Book / Page	82732 / 196
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	74402-575
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	72 WINTER ST, LINCOLN, MA 01773-3504
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085119-195
Date	Jan 14, 2026
Book Page	85119/195
Instrument	4450

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2031
Index	3-Year CMT

May 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MA
Recording Date	May 3, 2024
Property Address	72 WINTER ST, LINCOLN, MA 01773-3504
Document Number	082732-196
Book / Page	82732 / 196
Instrument Date	May 2, 2024
Instrument	45139
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 WINTER ST, LINCOLN, MA 01773-3504

Mortgage

Document Number	0000045140
Date	May 3, 2024
Instrument	45140

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MA
Property Address	72 WINTER ST, LINCOLN, MA 01773-3504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75623-98
Date	Sep 15, 2020
Book Page	75623/98
Instrument	162447

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MA
Recording Date	Apr 2, 2020
Property Address	72 WINTER ST, LINCOLN, MA 01773-3504
Document Number	74402-575
Book / Page	074402 / 000575
Instrument Date	Nov 26, 2019
Instrument	49310
Transaction Type	Transfer
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$6,635.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 WINTER ST LINCOLN MA 017733504, LINCOLN, MA 01773-3504

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MA
Recording Date	May 3, 2018
Property Address	72 WINTER ST, LINCOLN, MA 01773-3504
Document Number	70960-195
Book / Page	70960 / 195
Instrument	61650
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.03
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 WINTER ST, LINCOLN, MA 01773-3504

Mortgage

Document Number	709600198
Date	May 3, 2018
Instrument	70960/0198

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

Source: Middlesex County and Lincoln Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lincoln Town
Elementary School District	Lincoln School District (PK - 08)
Secondary School District	Lincoln-Sudbury School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$224.00 (-99%)	$1,750,200 (+0.29%) Land $932,300 Building $817,900	$1,951,680
2024	$22,494.00 (+16.49%)	$1,745,100 (+25.8%) Land $913,600 Building $831,500
2023	$19,310.00	$1,387,200 Land $741,600 Building $645,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN WATER DEPT serves 5,593 people · EPA ID MA3157000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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