72 Winding Ridge Rd, Fairview, NC 28730 Property Records

Buncombe County property record for 72 Winding Ridge Rd, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,058 sqft · built 2023
Lot Size	5.99 acres (260,924 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Dec 2022)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690889-2020-202`

Property Details

APN / Parcel Number

Primary APN	`690889-2020-202`
Alternative APNs	`9677-22-6095-00000` `967703226160000` `008193483`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,058 sqft Living Area
Gross Area	5,048 sqft
1st Floor Area	2,608 sqft
Basement Area	2,440 sqft
Finished Basement	1,450 sqft
Unfinished Basement	990 sqft
Utility Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	260,924 sqft (5.99 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	690889-2020-202
Street Address	72 WINDING RIDGE RD
City	FAIRVIEW
State	NC
Zip	28730-0048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-LD
Legal Description	SUBDIV: WINDING RIDGE ESTATES BLOCK: LOT: 1 SECTION: PLAT: 0101-0199
Legal Subdivision	WINDING RIDGE ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3009
Census Tract	3203

Owner

72 Winding Ridge Rd is owned and occupied by an individual who bought it in December 2022.

Source: Buncombe County records, as of August 3, 2026

Owner of Record	Individual Name on File
Mailing Address	72 WINDING RIDGE RD, FAIRVIEW, NC 28730-0048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOMASSO MORTGAGE
Feb 26, 2024	Deed of Trust, Mortgage · Construction Mortgage MOVEMENT BANK
Dec 30, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Deed Book / Page	6287 / 251
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Recording Date	Jul 22, 2026
Property Address	72 WINDING RIDGE RD, FAIRVIEW, NC 28730-0048
Document Number	6613001699
Book / Page	6613 / 1699
Instrument Date	Jul 20, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 WINDING RIDGE RD, FAIRVIEW, NC 28730-0048

Mortgage

Document Number	6613001699,
Date	Jul 22, 2026
Book Page	6613/1699

Lender

Name	TOMASSO MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	72 WINDING RIDGE RD, FAIRVIEW, NC 28730-0048
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 RETREAT HILL WAY, ASHEVILLE, NC 28801-0159

Mortgage

Document Number	0063871108
Date	Feb 26, 2024
Book Page	6387/1108

Lender

Name	MOVEMENT BANK
Type	Bank
Address	1296 PINEY FOREST RD, DANVILLE, VA 24540

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 30, 2022
Property Address	72 WINDING RIDGE RD, FAIRVIEW, NC 28730-0048
Document Number	0062870251
Book / Page	6287 / 251
Map Reference	MB 101 PG 199
Instrument Date	Dec 30, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2661 LAUREL POINT DR, NEBO, NC 28761-9677

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1302 RETREAT HILL WAY, ASHEVILLE, NC 28801-0159

Tax Assessment & Valuation

The 2025 property tax bill for 72 Winding Ridge Rd was $4,273, up 877.8% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,273.00 (+877.8%)	$630,600 Land $138,900 Building $491,700	$630,600 Land $138,900 Building $491,700
2024	$437.00 (+3.07%)
2023	$424.00	$69,500	$69,500 Land $69,500
2021			$630,600 Land $138,900 Building $491,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Winding Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1998–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Winding Ridge Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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