72 Walnut Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 72 Walnut Ave, Gastonia, NC 28054

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,102 sqft · built 1920
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Jun 2020)
Tax Bill$2,189 (2026)
Deeds & MortgagesFeb 2022 Mortgage
Jun 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17004A11900

Property Details

APN / Parcel Number

Primary APN17004A11900
Alternative APN
  • 196822

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures4 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,102 sqft Heated Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area6,970 sqft (0.16 acres)
PorchPorch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address72 WALNUT AVE
CityGASTONIA
StateNC
Zip28054-3053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionREX L 59 17 004A 119 00 000
Legal SubdivisionMAP OF REX SUBDIVISION
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1016
Census Tract31301

Owner

72 Walnut Ave is owned and occupied by two individuals who bought it in June 2020.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address72 WALNUT AVE, GASTONIA, NC 28054-3053
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FINANCING CORP
Jun 26, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK & TRUST CO
Dec 4, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Nov 13, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on File
Deed SaleJun 26, 2020 · Amount on File
Prior SaleDec 4, 2019 · Amount on File
Deed Book / Page5134 / 100
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address72 WALNUT AVE, GASTONIA, NC 28054-3053
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanyFIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TTL CO DENVE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053100109
DateFeb 8, 2022
Book Page5310/109
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 26, 2020
Property Address72 WALNUT AVE, GASTONIA, NC 28054-3053
Document Number0051340100
Book / Page5134 / 100
Map ReferenceMB 15 PG 31&32
Instrument DateJun 26, 2020
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1501 JOHN J DELANEY DR #348348, 1501, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 WALNUT AVE, GASTONIA, NC 28054-3053

Mortgage

Document Number5134103
DateJun 26, 2020
Instrument5134/103
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateDec 4, 2019
Property Address72 WALNUT AVE, GASTONIA, NC 28054-3053
Document Number0050851671
Book / Page005085 / 001671
Instrument DateDec 2, 2019
Transaction TypeTransfer
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$80.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address72 WALNUT AVE GASTONIA NC 280543053, GASTONIA, NC 28054-3053

November 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionGASTON NC
Recording DateNov 13, 2018
Property Address72 WALNUT AVE, GASTONIA, NC 28054-3053
Document Number0050102128
Book / Page005010 / 002128
Instrument DateNov 9, 2018
Transaction TypeForeclosure
Record UpdatedNov 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$58.96
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction
  • Notice of Default

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2506 GASTONIA NC 280532506, GASTONIA, NC 28053-2506

Tax Assessment & Valuation

The 2026 property tax bill for 72 Walnut Ave was $2,189.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityRanlo Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,189.00$188,070 Land $14,000 Building $174,070
2023$2,153.00$188,070 Land $14,000 Building $174,070
2021$94,810 Land $10,000 Building $84,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Walnut Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Walnut Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RANLO
serves 4,511 people · EPA ID NC0136034
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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