72 W Bay Path Ter, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 72 W Bay Path Ter, Springfield, MA 01109

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1949
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Feb 2026)
Tax Bill	$3,508 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Feb 2026 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:12160 P:0003`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:12160 P:0003`
Alternative APN	`121600003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Game Room	Game Room

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Shed Roof
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	121600003
Street Address	72 W BAY PATH TER
City	SPRINGFIELD
State	MA
Zip	01109-2243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	801402

Owner

72 W Bay Path Ter is owned by an individual who bought it in February 2026.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	270 COMMEALTH AVE, SPRINGFIELD, MA
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARANTEED RATE INC
Feb 10, 2026	Quit Claim Deed, Transfer · Stand-Alone Second Mortgage GUARANTEED RATE INC
Jul 13, 2018	Quit Claim Deed, Transfer · Conventional with PMI PEOPLESBANK HOLYOKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on File
Deed Sale	Feb 10, 2026 · Amount on File
Prior Sale	Nov 15, 2024 · Amount on File
Deed Document Number	20265903
Deed Book / Page	26215 / 45
Prior Transfer Date	Feb 9, 2026
Prior Transfer Doc	0026215-45
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	72 W BAY PATH TER, SPRINGFIELD, MA 01109-2243
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026215-70
Date	Feb 10, 2026
Book Page	26215/70
Instrument	5906

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 10, 2026
Property Address	72 W BAY PATH TER, SPRINGFIELD, MA 01109-2243
Document Number	0026215-45
Book / Page	26215 / 45
Instrument Date	Feb 9, 2026
Instrument	5903
Transaction Type	Transfer
Record Updated	Jul 1, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COMMEALTH AVE, SPRINGFIELD, MA

Mortgage

Document Number	0000005906
Date	Feb 10, 2026
Instrument	5906

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

Mortgage

Document Number	0026215-49
Date	Feb 10, 2026
Book Page	26215/49
Instrument	5905

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 13, 2018
Property Address	72 W BAY PATH TER, SPRINGFIELD, MA 01109-2243
Document Number	22263-583
Book / Page	022263 / 000583
Instrument Date	Jul 9, 2018
Instrument	40287
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.45
Amount Accuracy	Confirmed
Additional	Quitclaim Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 MAPLE ST EAST LONGMEADOW MA 010282751, EAST LONGMEADOW, MA 01028-2751

Mortgage

Document Number	22263-586
Date	Jul 13, 2018
Book Page	022263/000586
Instrument	40288

Lender

Name	PEOPLESBANK HOLYOKE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2048

Mortgage

Document Number	22264-1,
Date	Jul 13, 2018
Book Page	022264/000001
Instrument	40289

Lender

Name	PEOPLESBANK HOLYOKE

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 72 W Bay Path Ter was $3,508, up 10.5% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,508.00 (+10.52%)	$226,900 (+12.1%) Land $44,800 Building $182,100	$261,061 (+13.13%)
2025	$3,174.00	$202,400 Land $40,700 Building $161,700	$230,755 (+2.84%)
2024			$224,390
2023	$2,593.00	$152,100 Land $30,800 Building $121,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 W Bay Path Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 72 W Bay Path Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aervivo.

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