72 Three Rivers Rd, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 72 Three Rivers Rd, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,894 sqft · built 1951
Lot Size	8.47 acres (368,971 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,366 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`MAP 161`

Property Details

APN / Parcel Number

Primary APN	`MAP 161`
Alternative APN	`WILB M:11450 B:24 L:5179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,894 sqft Living Area
Gross Area	4,584 sqft
1st Floor Area	1,356 sqft
Basement Area	1,048 sqft
Unfinished Basement	524 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Combination
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	368,971 sqft (8.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 161
Street Address	72 THREE RIVERS RD
City	WILBRAHAM
State	MA
Zip	01095-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	24
Legal Lot Number	5179
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	4
Census Block	4008
Census Tract	813601

Owner

72 Three Rivers Rd is owned and occupied by two individuals.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 THREE RIVERS RD, WILBRAHAM, MA 01095-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA
Apr 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	72 THREE RIVERS RD, WILBRAHAM, MA 01095-1219
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	025241-263
Date	Nov 28, 2023
Book Page	25241/263
Instrument	56433

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	72 THREE RIVERS RD, WILBRAHAM, MA 01095-1219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23153-389
Date	Apr 2, 2020
Book Page	23153/389
Instrument	17203

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 72 Three Rivers Rd was $7,366, up 2.4% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,366.00 (+2.38%)	$422,100 (+4.9%) Land $101,300 Building $320,800	$397,017 (-0.92%)
2025	$7,195.00 (+4.75%)	$402,400 (+8.38%) Land $101,300 Building $301,100	$400,710 (-2%)
2024	$6,869.00 (+3.79%)	$371,300 (+4.92%) Land $101,300 Building $270,000	$408,880
2023	$6,618.00	$353,900 Land $101,300 Building $252,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Three Rivers Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Three Rivers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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