Montgomery County property record for 72 Steeple Ct, Germantown, MD 20874 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,072 sqft · built 1993 |
| Lot Size | 0.037 acres (1,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,500 (Oct 2020) |
| Tax Bill | $5,915 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02600188 |
| Primary APN | 02-02600188 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 786 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,600 sqft (0.037 acres) |
| Porch | Open Porch |
| Porch Area | 42 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02600188 |
|---|---|
| Street Address | 72 STEEPLE CT |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-6181 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | GERMANTOWN ESTATES |
| Legal Subdivision | GERMANTOWN ESTATES |
| Legal Block | M |
| Legal Lot Number | 53 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 700306 |
Source: Montgomery County records · APN 02-02600188
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 STEEPLE CT, GERMANTOWN, MD 20874-6181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Oct 24, 2020 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MTG |
| Oct 26, 2020 | Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 26, 2020 · Amount on Record |
| Deed Sale | Oct 26, 2020 · Amount on Record |
| Prior Sale | Jun 29, 1994 · Amount on Record |
| Deed Book / Page | 60879 / 442 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 72 STEEPLE CT, GERMANTOWN, MD 20874-6181 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | RGS TITLE LLC MATS |
| Name | Verified Name |
|---|
| Document Number | 0666540275 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 66654/275 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 24, 2020 |
| Property Address | 72 STEEPLE CT, GERMANTOWN, MD 20874-6181 |
| Document Number | 0608790442 |
| Book / Page | 060879 / 000442 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,275.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 72 STEEPLE CT GERMANTOWN MD 208746181, GERMANTOWN, MD 20874-6181 |
| Document Number | 608790448 |
|---|---|
| Date | Oct 24, 2020 |
| Book Page | 060879/000448 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 26, 2020 |
| Property Address | 72 STEEPLE CT, GERMANTOWN, MD 20874-6181 |
| Document Number | 0608790442 |
| Book / Page | 60879 / 442 |
| Map Reference | MB 137 PL 15811 |
| Instrument Date | Sep 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,343.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 72 STEEPLE CT, GERMANTOWN, MD 20874-6181 |
| Document Number | 60879448 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 60879/448 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $509,233 (+6.99%) | $542,500 (-) Land $150,000 Building $392,500 | |
| 2025 | $5,915.00 (+54.68%) | $475,967 (+15.76%) | $542,500 (+22.54%) Land $150,000 Building $392,500 |
| 2023 | $411,167 | $442,700 Land $150,000 Building $292,700 | |
| 2022 | $3,824.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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