Warren County property record for 72 Steep Hill Rd, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1997 |
| Lot Size | 4.94 acres (215,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,000 (Apr 2024) |
| Tax Bill | $2,374 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12/D/2 |
| Primary APN | 12/D/2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 3,078 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 315 sqft |
| Finished Basement | 315 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 215,186 sqft (4.94 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1944 |
|---|---|
| Old Parcel Number | 12D 2 |
| Street Address | 72 STEEP HILL RD |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-7034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L2 CROOKED RUN FARM |
| Legal Subdivision | NORTH RIVER-COUNTY |
| Jurisdiction | WARREN VA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 20200 |
72 Steep Hill Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Warren County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 26, 2024 | Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC |
| Nov 20, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Aug 2, 2022 | Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage RICHARD OPPENHEIM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2024 · Amount on File |
| Deed Sale | Apr 26, 2024 · Amount on File |
| Prior Sale | Aug 2, 2022 · Amount on File |
| Deed Document Number | 20241588 |
| Prior Transfer Date | Nov 17, 2023 |
| Prior Transfer Doc | 0000004949 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Document Number | 0250005577 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 250005577 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate | 6.25% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Apr 26, 2024 |
| Property Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Document Number | 0240001588 |
| Map Reference | MB 179 PG 196 |
| Instrument Date | Apr 21, 2024 |
| Instrument | 240001588 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $192.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Document Number | 0240001589 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | 240001589 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Nov 20, 2023 |
| Property Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Document Number | 0230004949 |
| Map Reference | MB 179 PG 196 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 230004949 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 OVERLOOK VIEW DR, FRONT ROYAL, VA 22630-7097 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | OVERLOOK VIEW DR, FRONT ROYAL, VA 22630 |
| Document Number | 0230000462 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 230000462 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Aug 2, 2022 |
| Property Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Document Number | 0220004831 |
| Map Reference | DOC 970004232 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 220004831 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 72 STEEP HILL RD, FRONT ROYAL, VA 22630-7034 |
| Document Number | 0220004832 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 220004832 |
| Name | RICHARD OPPENHEIM |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 72 Steep Hill Rd was $2,374, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,374.00 (+18.82%) | $417,300 (-) Land $89,700 Building $327,600 | |
| 2025 | $1,998.00 (+12.95%) | $417,300 (+15.56%) Land $89,700 Building $327,600 | $417,300 (+15.56%) Land $89,700 Building $327,600 |
| 2024 | $1,769.00 | $361,100 (-) Land $83,300 Building $277,800 | $361,100 (-) Land $83,300 Building $277,800 |
| 2023 | $361,100 Land $83,300 Building $277,800 | $361,100 Land $83,300 Building $277,800 | |
| 2022 | $1,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Steep Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Steep Hill Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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