72 Spencer St, Suffield, CT 06078 Property Records

Suffield Town property record for 72 Spencer St, Suffield, CT 06078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,019 sqft · built 1830
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (Apr 2026)
Tax Bill	$6,407 (2025)
Deeds & Mortgages	Apr 2026 Sale & Line of Credit Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R27507`

Property Details

APN / Parcel Number

Primary APN	`R27507`
Alternative APN	`SUFF M:0027H B:00034 L:00011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,019 sqft Living Area
Gross Area	4,252 sqft
Basement Area	1,475 sqft
Unfinished Basement	1,475 sqft

Exterior

Year Built	Built 1830
Effective Year Built	Effective 1998
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R27507
Street Address	72 SPENCER ST
City	SUFFIELD
State	CT
Zip	06078-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	34
Legal Lot Number	11
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	3
Census Block	3009
Census Tract	477101

Owner

Source: Suffield Town records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 BIRCH RD, WEST SUFFIELD, CT 06093-2707
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Warranty Deed, Transfer · Line of Credit FIRST WORLD MORTGAGE CORPORATION
Jun 11, 2025	Executor's Deed, Transfer · Stand-Alone First Mortgage WILLIAM BERNARDO
May 3, 2017	Deed of Trust, Mortgage FIRST NATL BANK SUFFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Jun 11, 2025 · Amount on Record
Deed Book / Page	603 / 837
Transfer Doc	0467001048
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Apr 23, 2026
Property Address	72 SPENCER ST, SUFFIELD, CT 06078-2524
Document Number	000603-837
Book / Page	603 / 837
Instrument Date	Mar 18, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	188 BIRCH RD, WEST SUFFIELD, CT 06093-2707

Mortgage

Date	Apr 23, 2026

Lender

Name	FIRST WORLD MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SUFFIELD CT
Recording Date	Jun 11, 2025
Property Address	72 SPENCER ST, SUFFIELD, CT 06078-2524
Document Number	000596-618
Book / Page	596 / 618
Instrument Date	May 28, 2025
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 BIRCH HILL RD, SOMERS, CT 06071-1274
Investor	Possibly a Property Investor

Mortgage

Document Number	2467440008
Date	Jun 11, 2025
Instrument	2467440008

Lender

Name	WILLIAM BERNARDO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	72 SPENCER ST, SUFFIELD, CT 06078-2524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	518-1108
Date	May 3, 2017
Book Page	518/1108
Instrument	1685200007

Lender

Name	FIRST NATL BANK SUFFIELD
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 1, 2027

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,407.00	$273,700 (+48.33%) Land $57,470 Building $216,230	$191,590 Land $40,229 Building $151,361
2024	$6,407.00 (+21.37%)
2023	$5,279.00	$184,520 (-) Land $57,400 Building $127,120
2022	$5,279.00	$184,520 Land $57,400 Building $127,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Spencer St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures