72 Smith Rd, Somerset, NJ 08873 Property Records

Somerset County and Franklin Township property record for 72 Smith Rd, Somerset, NJ 08873

Property Summary

Property Type	Single Family Home
Details	2,454 sqft · built 1975
Lot Size	0.483 acres (21,044 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Jun 2012)
Tax Bill	$11,561 (2025)
Deeds & Mortgages	May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00075-0000-00011-01`

Property Details

APN / Parcel Number

Primary APN	`08-00075-0000-00011-01`
Alternative APN	`08000750000000110001`

Interior

Stories	2 Stories
Building Area	2,454 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	21,044 sqft (0.483 acres)
Lot Dimensions	126 ft deep x 167 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	72 SMITH RD
City	SOMERSET
State	NJ
Zip	08873-2726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Subdivision	PNJ ENTERPRISES INC
Legal Block	75
Legal Lot Number	11.1
Jurisdiction	SOMERSET NJ
Township / Civil Division	FRANKLIN
Census Block Group	3
Census Block	3006
Census Tract	54302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Six Mile Run Historic District listed 1995 · 198 contributing resources · NRIS 95001191

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

72 Smith Rd is owned and occupied by two individuals who bought it in June 2012.

Source: Somerset County and Franklin Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 SMITH RD, SOMERSET, NJ 08873-2726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2012 · Amount on File
Deed Sale	Jun 27, 2012 · Amount on File
Deed Document Number	201234559
Deed Book / Page	6532 / 2314
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	72 SMITH RD, SOMERSET, NJ 08873-2726
Document Number	0000021757
Book / Page	006964 / 000095
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 SMITH RD SOMERSET NJ 088732726, SOMERSET, NJ 08873-2726

Mortgage

Document Number	0000021757
Date	Jun 5, 2017
Book Page	006964/000095
Instrument	21757

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 72 Smith Rd was $11,561, up 14.3% from the year before.

Source: Somerset County and Franklin Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Franklin Township
Unified School District	Franklin Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$664,800 (-) Land $320,900 Building $343,900	$664,800 (-) Land $320,900 Building $343,900
2025	$11,561.00 (+14.34%)	$664,800 Land $320,900 Building $343,900	$664,800 Land $320,900 Building $343,900
2024	$10,111.00
2023		$516,200 Land $280,900 Building $235,300	$516,200 Land $280,900 Building $235,300
2022	$9,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN TOWNSHIP DEPT OF PUBLIC WORKS serves 57,150 people · EPA ID NJ1808001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20