72 Shirley Dr, Troy, MO 63379 Property Records

Lincoln County property record for 72 Shirley Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1973
Lot Size	0.566 acres (24,655 sqft)
Owner	2 Individual Names on File
Last Sale	$186,100 (Aug 2021)
Tax Bill	$1,462 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-80-28-000-000-034.000`

Property Details

APN / Parcel Number

Primary APN	`14-80-28-000-000-034.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,655 sqft (0.566 acres)
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	72 SHIRLEY DR
City	TROY
State	MO
Zip	63379-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 HARRELL SUBD
Legal Range	01E
Legal Township	49N
Legal Section	28
Legal Subdivision	HARRELL
Legal Lot Number	17
Jurisdiction	LINCOLN MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1013
Census Tract	810310

Owner

72 Shirley Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 SHIRLEY DR, TROY, MO 63379-6304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Aug 20, 2008
Deed Document Number	202111266
Deed Book / Page	2468 / 713
Prior Transfer Date	Apr 9, 2008
Prior Transfer Doc	2016/0464
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 23, 2021
Property Address	72 SHIRLEY DR, TROY, MO 63379-6304
Document Number	2468/713
Book / Page	2468 / 713
Map Reference	MB 8 PG 20
Instrument Date	Aug 19, 2021
Instrument	2021011266
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 SHIRLEY DR, 72, TROY, MO 63379-6304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 SHIRLEY DR, TROY, MO 63379-6304

Mortgage

Document Number	2021011267
Date	Aug 23, 2021
Instrument	2021011267

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	72 SHIRLEY DR, TROY, MO 63379-6304
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2426/0851
Date	Sep 11, 2018
Book Page	2426/0851
Instrument	2018008246

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Lending Institution
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 72 Shirley Dr was $1,462.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,422 (-) Land $3,371 Building $22,051
2025	$1,462.00	$25,422 Land $3,371 Building $22,051	$133,800 Land $17,740 Building $116,060
2023	$1,426.00 (+4.78%)	$23,011 Land $2,284 Building $20,727	$121,110 Land $12,020 Building $109,090
2022	$1,361.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 72 Shirley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Shirley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Fluoride resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Systec Wireless Communications, Wisper ISP.

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