Suffolk County and Smithtown Town property record for 72 Shinbone Ln, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,728 sqft · built 1962 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $845,000 (Jul 2026) |
| Tax Bill | $12,272 (2024) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 177.-2-42 |
| Primary APN | 473489 177.-2-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,324 sqft |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 864 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Foundation Type | No Foundation |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Rural |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Wood |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 72 SHINBONE LN |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-5517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-227826 TC-52 *3524 LOT 77 MAP OF CLOVERLEAF SEC 1 |
| Legal Subdivision | MAP CLOVERLEAF SECTION #1 |
| Legal Block | 2 |
| Legal Lot Number | 42 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 135205 |
Source: Suffolk County and Smithtown Town records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 25 CATHERINE ST, NEW YORK, NY 10038-1008 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed, Transfer · Conventional Mortgage CATHAY BANK |
| Sep 14, 2017 | Grant Deed, Transfer SECURED PERIMETER TITLE |
| Nov 29, 2016 | Deed of Trust, Mortgage · Line of Credit NASSAU EDUCATORS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Sep 14, 2017 · Amount on Record |
| Deed Book / Page | 13345 / 339 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 31, 2026 |
| Property Address | 72 SHINBONE LN, COMMACK, NY 11725-5517 |
| Document Number | 1334000339 |
| Book / Page | 13345 / 339 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 CATHERINE ST, NEW YORK, NY 10038-1008 |
| Date | Jul 31, 2026 |
|---|
| Name | CATHAY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 14, 2017 |
| Property Address | 72 SHINBONE LN, COMMACK, NY 11725-5517 |
| Document Number | 0129290470 |
| Book / Page | 012929 / 000470 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Title Company | SECURED PERIMETER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9 HAROLD RD PLAINVIEW NY 118033907, PLAINVIEW, NY 11803-3907 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 72 SHINBONE LN, COMMACK, NY 11725-5517 |
| Document Number | 0228140663 |
| Book / Page | 022814 / 000663 |
| Instrument Date | Nov 29, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 72 SHINBONE LN COMMACK NY 117255517, COMMACK, NY 11725-5517 |
| Document Number | 0228140663 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 022814/000663 |
| Name | NASSAU EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | WESTBURY, NY 11590 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,420 (-) Land $300 Building $4,120 | $552,500 (+10,773.84%) Land $37,500 Building $515,000 | |
| 2024 | $12,272.00 | ||
| 2023 | $4,420 Land $300 Building $4,120 | $5,081 Land $345 Building $4,736 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1981–2015) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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