72 Saint James Ave, Enfield, CT 06082 Property Records

Enfield Town property record for 72 Saint James Ave, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,872 sqft · built 1969
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Apr 2020)
Tax Bill	$6,899 (2025)
Deeds & Mortgages	Nov 2022 Refinance Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:058 L:0443`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:058 L:0443`
Alternative APNs	`M:0453 B:0002 L:0125` `45300020125`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Gross Area	4,404 sqft
1st Floor Area	1,056 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	816 sqft
Unfinished Basement	331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	45300020125
Street Address	72 SAINT JAMES AVE
City	ENFIELD
State	CT
Zip	06082-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	443
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	2
Census Block	2012
Census Tract	480400

Owner

72 Saint James Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Enfield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	72 SAINT JAMES AVE, ENFIELD, CT 06082-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MAGNOLIA BANK
Apr 8, 2020	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2020 · Amount on File
Deed Sale	Apr 8, 2020 · Amount on File
Deed Document Number	202017347
Deed Book / Page	2752 / 565
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	72 SAINT JAMES AVE, ENFIELD, CT 06082-3046
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002858-291
Date	Nov 30, 2022
Book Page	2858/291
Instrument	2023008009

Lender

Name	MAGNOLIA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Apr 8, 2020
Property Address	72 SAINT JAMES AVE, ENFIELD, CT 06082-3046
Document Number	2752-565
Book / Page	2752 / 565
Instrument Date	Apr 3, 2020
Instrument	2020017347
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	72 SAINT JAMES AVE, ENFIELD, CT 06082-3046

Mortgage

Document Number	2752-567
Date	Apr 8, 2020
Book Page	2752/567
Instrument	2020017348

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 72 Saint James Ave was $6,899.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,899.00	$199,100 Land $56,600 Building $142,500	$139,370 Land $39,620 Building $99,750
2024	$6,899.00 (+4.18%)
2023	$6,622.00 (+8.74%)	$199,100 (-) Land $56,600 Building $142,500
2022	$6,090.00	$199,100 Land $56,600 Building $142,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Saint James Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Saint James Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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