Otsego County and Laurens Town property record for 72 S Main St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,262 sqft · built 1970 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,165 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 363401 240.15-2-56.00 |
| Primary APN | 363401 240.15-2-56.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,262 sqft Living Area |
| 1st Floor Area | 862 sqft |
| 2nd Floor Area | 400 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 034800 |
|---|---|
| Street Address | 72 S MAIN ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Block | 2 |
| Legal Lot Number | 56.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | LAURENS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 591402 |
72 S Main St is owned by a company that acquired it in November 2014.
Source: Otsego County and Laurens Town records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 288, LAWRENCE, NY 11559-0288 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 11, 2014 |
| Transfer Doc | 2014005452 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 72 S Main St was $3,165, up 1.3% from the year before.
Source: Otsego County and Laurens Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Laurens Town |
| Municipality | Laurens Village |
| Unified School District | Laurens Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,165.00 (+1.34%) | ||
| 2025 | $3,123.00 | $98,800 Land $12,000 Building $86,800 | $148,571 Land $18,045 Building $130,526 |
| 2023 | $98,800 Land $12,000 Building $86,800 | $131,488 Land $15,970 Building $115,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 S Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 S Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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