Flagler County property record for 72 Ryecliffe Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,241 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Mar 2023) |
| Tax Bill | $3,030 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00130-0080 |
| Primary APN | 07-11-31-7029-00130-0080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,241 sqft Heated Area |
| Gross Area | 2,808 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 72 RYECLIFFE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00013 LOT 0008 SUBDIVISION COMPLETION YEAR 1981 OR 447 PG 144 OR 1017 PG 1591 OR 1017 PG 1592 OR |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 13 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 60214 |
72 Ryecliffe Dr is owned and occupied by an individual who bought it in March 2023.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FLO MORTGAGE LLC |
| Jan 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 22, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 18, 2019 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 30, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2023 · Amount on File |
| Deed Sale | Mar 22, 2023 · Amount on File |
| Prior Sale | Nov 18, 2019 · Amount on File |
| Deed Document Number | 2023011274 |
| Deed Book / Page | 2765 / 247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0030270831 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 3027/831 |
| Instrument | 2026004959 |
| Name | FLO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLAGLER BEACH, FL 32136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0025150018 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 2515/18 |
| Instrument | 2021001628 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0026681432 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 2668/1432 |
| Instrument | 2022014097 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 22, 2023 |
| Property Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0027650247 |
| Book / Page | 2765 / 247 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Mar 6, 2023 |
| Instrument | 2023011274 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2023 |
| Title Company | OCEAN BLUE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0002765249 |
|---|---|
| Date | Mar 22, 2023 |
| Instrument | 2765/249 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 18, 2019 |
| Property Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0023990447 |
| Book / Page | 2399 / 0447 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 2019042832 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | OLDE FLORIDA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,574.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1710, FLAGLER BEACH, FL 32136-1710 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0023990449 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2399-0449 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 30, 2018 |
| Property Address | 72 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0023150788 |
| Book / Page | 002315 / 000788 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 40873 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,043.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1710 FLAGLER BEACH FL 321361710, FLAGLER BEACH, FL 32136-1710 |
The 2025 property tax bill for 72 Ryecliffe Dr was $3,030 with a homeowner's exemption.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,030.00 Homeowner's exemption | $209,870 | $279,402 Land $55,000 Building $224,402 |
| 2023 | $3,051.00 (+1.06%) Homeowner's exemption | $207,422 (+3%) | $279,716 (+2.08%) Land $43,000 Building $236,716 |
| 2022 | $3,019.00 Homeowner's exemption | $201,381 | $274,005 Land $44,500 Building $229,505 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Ryecliffe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Ryecliffe Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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