72 Rosa St, Kipton, OH 44049 Property Records

Lorain County property record for 72 Rosa St, Kipton, OH 44049 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,677 sqft · built 1920
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2021)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-11-016-106-001`

Property Details

APN / Parcel Number

Primary APN	`13-11-016-106-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,677 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	624 sqft
Upper Floors Area	624 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Porch	Porch
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	72 ROSA ST
City	KIPTON
State	OH
Zip	44049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARDY 50.49 X 161
Legal Subdivision	HARDY FRNT
Legal Tract	11
Legal Block	106
Legal Lot Number	12
Jurisdiction	LORAIN OH
Township / Civil Division	CAMDEN
Census Block Group	1
Census Block	1028
Census Tract	93100

Owner

Source: Lorain County records · APN 13-11-016-106-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	72 ROSA ST, KIPTON, OH 44049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 11, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Deed Document Number	2021002758
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	72 ROSA ST, KIPTON, OH 44049
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000857875
Date	Jan 10, 2022
Instrument	2022-0857875

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	May 11, 2021
Property Address	72 ROSA ST, KIPTON, OH 44049
Document Number	20210817023
Map Reference	VOL 3 PG 12
Instrument Date	Apr 28, 2021
Instrument	2021-0817023
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 ROSA ST, KIPTON, OH 44049

Mortgage

Document Number	20210817024
Date	May 11, 2021
Instrument	2021-0817024

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Camden Township
Municipality	Kipton Village
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00	$48,740 (+%) Land $4,250 Building $44,490	$139,250 (-) Land $12,130 Building $127,120
2024	$2,321.00 (+31.8%)	$48,738 (+50.22%) Land $4,246 Building $44,492	$139,250 (+50.22%) Land $12,130 Building $127,120
2023	$1,761.00 (+3.22%)	$32,445 (-0.02%) Land $4,095 Building $28,350	$92,700 (-) Land $11,700 Building $81,000
2022	$1,706.00	$32,450 Land $4,100 Building $28,350
2021			$92,700 Land $11,700 Building $81,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930931001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Armstrong Holdings	Cable	1,000 / 20
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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