72 Rivervale Rd, Park Ridge, NJ 07656 Property Records

Bergen County and Park Ridge Borough property record for 72 Rivervale Rd, Park Ridge, NJ 07656

Property Summary

Property Type	Single Family Home
Details	1,643 sqft · built 1925
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (May 2018)
Tax Bill	$10,786 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-01918-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`47-01918-0000-00004`
Alternative APNs	`470191800004` `191804`

Interior

Stories	2 Stories
Building Area	1,643 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Location & Zoning

Account Number	191804
Street Address	72 RIVERVALE RD
City	PARK RIDGE
State	NJ
Zip	07656-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	50X120 1.0LT
Legal Subdivision	SMITHS ADD TO PARK RDG SEC 4
Legal Block	1918
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	PARK RIDGE
Census Block Group	1
Census Block	1009
Census Tract	43002

Owner

72 Rivervale Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Bergen County and Park Ridge Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 RIVERVALE RD, PARK RIDGE, NJ 07656-2316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 21, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 2, 2018	Deed with Mortgage, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2018 · Amount on File
Deed Sale	May 2, 2018 · Amount on File
Deed Document Number	201818-030805
Deed Book / Page	2929 / 983
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	72 RIVERVALE RD, PARK RIDGE, NJ 07656-2316
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 RIVERVALE RD, PARK RIDGE, NJ 07656-2316

Mortgage

Document Number	0047470485
Date	Jul 21, 2022
Book Page	4747/485
Instrument	2022072283

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	72 RIVERVALE RD, PARK RIDGE, NJ 07656-2316
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043190646
Date	Aug 9, 2021
Book Page	4319/646
Instrument	2021127702

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	72 RIVERVALE RD, PARK RIDGE, NJ 07656-2316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037190686
Date	Sep 21, 2020
Book Page	3719/686
Instrument	20-089428

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jul 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	72 RIVERVALE RD, PARK RIDGE, NJ 07656-2316
Document Number	0034232468
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 RIVERVALE RD PARK RIDGE NJ 076562316, PARK RIDGE, NJ 07656-2316

Mortgage

Document Number	0034232468
Date	Nov 27, 2019
Book Page	003423/002468
Instrument	82911

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

May 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	May 2, 2018
Property Address	72 RIVERVALE RD, PARK RIDGE, NJ 07656-2316
Document Number	0029290983
Book / Page	002929 / 000983
Instrument Date	Apr 20, 2018
Instrument	30805
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	TITLE SOURCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 RIVERVALE RD PARK RIDGE NJ 076562316, PARK RIDGE, NJ 07656-2316

Mortgage

Document Number	29290987
Date	May 2, 2018
Book Page	002929/000987
Instrument	30805

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 72 Rivervale Rd was $10,786, up 2.6% from the year before.

Source: Bergen County and Park Ridge Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Park Ridge Borough
Unified School District	Park Ridge Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,600 (-) Land $211,100 Building $112,500	$323,600 (-) Land $211,100 Building $112,500
2025	$10,786.00 (+2.63%)	$323,600 Land $211,100 Building $112,500	$323,600 Land $211,100 Building $112,500
2024	$10,510.00
2023		$323,600 Land $211,100 Building $112,500	$323,600 Land $211,100 Building $112,500
2022	$9,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Rivervale Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Oct 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Rivervale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK RIDGE WATER DEPT serves 16,466 people · EPA ID NJ0247001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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