72 Ridgewood Ave, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 72 Ridgewood Ave, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,387 sqft · built 1965
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$232,000 (Apr 2018)
Tax Bill	$10,246 (2025)
Deeds & Mortgages	Oct 2023 Refinance Mar 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:580 L:30`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:580 L:30`
Alternative APNs	`580030000000000` `141010890000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	3,594 sqft
1st Floor Area	1,387 sqft
Basement Area	1,063 sqft
Unfinished Basement	352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,958 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	580030000000000
Street Address	72 RIDGEWOOD AVE
City	KEENE
State	NH
Zip	03431-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Lot Number	30
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	2
Census Block	2027
Census Tract	971402

Owner

72 Ridgewood Ave is owned and occupied by two individuals who bought it in April 2018.

Source: Cheshire County and Keene City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 RIDGEWOOD AVE, KEENE, NH 03431-2875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK
Mar 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MASCOMA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Deed Document Number	20182350
Deed Book / Page	3021 / 19
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	72 RIDGEWOOD AVE, KEENE, NH 03431-2875
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003260-433
Date	Oct 11, 2023
Book Page	3260/433
Instrument	2307239

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KEENE CITY NH
Property Address	72 RIDGEWOOD AVE, KEENE, NH 03431-2875
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3153-825
Date	Mar 8, 2021
Book Page	3153/825
Instrument	2102495

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 72 Ridgewood Ave was $10,246, up 3.9% from the year before.

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,246.00 (+3.94%)	$298,100 (-) Land $59,600 Building $238,500
2024	$9,858.00 (+3.7%)	$298,100 (-) Land $59,600 Building $238,500
2023	$9,506.00 (+14.96%)	$298,100 (+11.86%) Land $59,600 Building $238,500
2022	$8,269.00	$266,500 Land $59,600 Building $206,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 72 Ridgewood Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Ridgewood Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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