72 Radcliffe Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 72 Radcliffe Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,163 sqft · built 1950
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,580,000 (Oct 2025)
Tax Bill	$15,228 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:50 P:000010 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:50 P:000010 S`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,163 sqft Living Area
1st Floor Area	780 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	10,000 sqft (0.23 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	72 RADCLIFFE RD
City	BELMONT
State	MA
Zip	02478-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SB
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1004
Census Tract	357100

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 6, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 24, 2018	Quit Claim Deed, Transfer BANK OF AMERICA
Aug 11, 2017	Quit Claim Deed, Transfer MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Dec 6, 2022 · Amount on Record
Deed Book / Page	84733 / 205
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 14, 2025
Property Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340
Document Number	084733-205
Book / Page	84733 / 205
Instrument Date	Oct 14, 2025
Instrument	124436
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340

Mortgage

Document Number	0000124437
Date	Oct 14, 2025
Instrument	124437

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Dec 6, 2022
Property Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340
Document Number	081026-394
Book / Page	81026 / 394
Instrument Date	Dec 6, 2022
Instrument	177867
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340

Mortgage

Document Number	0000177868
Date	Dec 6, 2022
Instrument	177868

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2028
Max Rate At Change	3%
Index	Other
Margin	3

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 30, 2020
Property Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340
Document Number	76038-308
Book / Page	076038 / 000308
Instrument Date	Oct 27, 2020
Instrument	29
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$5,244.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 RADCLIFFE RD BELMONT MA 024783340, BELMONT, MA 02478-3340

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jul 24, 2018
Property Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340
Document Number	71361-149
Book / Page	071361 / 000149
Instrument Date	Jun 25, 2018
Instrument	110522
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,628.40
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 RADCLIFFE RD BELMONT MA 024783340, BELMONT, MA 02478-3340

Mortgage

Document Number	71361-154
Date	Jul 24, 2018
Book Page	071361/000154
Instrument	110523

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate	3.5%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Aug 11, 2017
Property Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340
Document Number	69758-559
Book / Page	69758 / 559
Instrument	128560
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 RADCLIFFE RD, BELMONT, MA 02478-3340

Mortgage

Document Number	697580561
Date	Aug 11, 2017
Instrument	69758/0561

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2047

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,228.00 (+16.09%)	$1,337,000 (+14.57%) Land $773,000 Building $564,000	$1,558,380 (+0.22%)
2024			$1,554,960
2023	$13,117.00	$1,167,000 Land $800,000 Building $367,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2001)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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