Bergen County and Rutherford Borough property record for 72 Prospect Pl, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 3,168 sqft · built 1900 |
| Lot Size | 0.186 acres (8,085 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Aug 2022) |
| Tax Bill | $17,741 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00089-0000-00037 |
| Primary APN | 56-00089-0000-00037 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,168 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,085 sqft (0.186 acres) |
| Lot Dimensions | 147 ft deep x 55 ft wide |
| Garage Type | Detached |
| Street Address | 72 PROSPECT PL |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 55X147 |
| Legal Subdivision | MONTROSS HEIGHTS |
| Legal Block | 89 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 51100 |
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 74 PROSPECT PL, RUTHERFORD, NJ 07070-1113 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 26, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Nov 5, 2001 · Amount on Record |
| Deed Document Number | 202285299 |
| Deed Book / Page | 4788 / 1937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 72 PROSPECT PL, RUTHERFORD, NJ 07070-1113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046041897 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 4604/1897 |
| Instrument | 2022027225 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Mar 1, 2051 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 26, 2022 |
| Property Address | 72 PROSPECT PL, RUTHERFORD, NJ 07070-1113 |
| Document Number | 0047881937 |
| Book / Page | 4788 / 1937 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022085299 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 MUSCONETCONG RIVER RD, 18, HAMPTON, NJ 08827-3024 |
| Name | Verified Name |
|---|---|
| Address | 72 PROSPECT PL, RUTHERFORD, NJ 07070-1113 |
| Document Number | 2022085300 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 2022085300 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,400 (-) Land $285,400 Building $269,000 | $554,400 (-) Land $285,400 Building $269,000 | |
| 2025 | $17,741.00 (+2.54%) | $554,400 (-) Land $285,400 Building $269,000 | $554,400 (-) Land $285,400 Building $269,000 |
| 2024 | $17,302.00 (+5.12%) | ||
| 2023 | $554,400 Land $285,400 Building $269,000 | $554,400 Land $285,400 Building $269,000 | |
| 2022 | $16,460.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1992–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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