72 Peppermint Ave, Middleburg, FL 32068 Property Records

Clay County property record for 72 Peppermint Ave, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 2021
Lot Size	1.13 acres (49,484 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Sep 2021)
Tax Bill	$2,980 (2023)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-24-005953-494-00`

Property Details

APN / Parcel Number

Primary APN	`09-05-24-005953-494-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Heated Area
Gross Area	2,422 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,484 sqft (1.13 acres)
Lot Dimensions	300 ft deep x 165 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	72 PEPPERMINT AVE
City	MIDDLEBURG
State	FL
Zip	32068-4641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 27 JACKSONVILLE SOUTH UNIT 1 O R 4511 PG 138
Legal Range	24
Legal Township	05
Legal Section	09
Legal Subdivision	JACKSONVILLE SOUTH
Legal Tract	2
Legal Block	27
Legal Lot Number	2
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1026
Census Tract	30103

Owner

Source: Clay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	72 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · VA Mortgage CATALYST MORTGAGE
Sep 21, 2021	Warranty Deed, Transfer · VA Mortgage HAMILTON HOME LOANS INC
Dec 16, 2019	Warranty Deed, Transfer TITLE AMERICA RE CLOSINGS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2021 · Amount on Record
Deed Sale	Sep 21, 2021 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	2021059000
Deed Book / Page	4511 / 138
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	72 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641

Mortgage

Document Number	0046510596
Date	Sep 22, 2022
Book Page	4651/596
Instrument	2022057330

Lender

Name	CATALYST MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 21, 2021
Property Address	72 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641
Document Number	0045110138
Book / Page	4511 / 138
Map Reference	MB 10 PG 36-45
Instrument Date	Aug 26, 2021
Instrument	2021059000
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8329, FLEMING ISLAND, FL 32006-0010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641

Mortgage

Document Number	0004511140
Date	Sep 21, 2021
Instrument	4511/140

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 16, 2019
Property Address	72 PEPPERMINT AVE, MIDDLEBURG, FL 32068-4641
Document Number	0042601085
Book / Page	004260 / 001085
Instrument Date	Dec 12, 2019
Instrument	66277
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	TITLE AMERICA RE CLOSINGS INC

Transaction

Amount	Amount Recorded
Tax	$115.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8329 FLEMING ISLAND FL 320060010, FLEMING ISLAND, FL 32006-0010
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$237,865 (+5.99%)	$314,850 (+6.55%) Land $34,000 Building $280,850
2023	$2,980.00 (+4.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$224,430 (+3%)	$295,499 (+12.23%) Land $30,000 Building $265,499
2022	$2,842.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$217,894	$263,301 Land $25,000 Building $238,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	54 (1991–2017)
Claims Outside the SFHA	12 of 54
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 23 claims Tropical Storm Debby, Jun 2012 · 14 claims Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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