Pender County property record for 72 Paps Pt, Rocky Point, NC 28457
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,123 sqft · built 2017 |
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,000 (Nov 2017) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3262-07-3254-0000 |
| Primary APN | 3262-07-3254-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,123 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 24,829 sqft (0.569 acres) |
| Porch | Porch |
| Porch Area | 420 sqft |
| Greenhouse | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400977706 |
|---|---|
| Street Address | 72 PAPS PT |
| City | ROCKY POINT |
| State | NC |
| Zip | 28457-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LT 37 PB 58/129 RESERVE ON ISLAND CRK |
| Legal Subdivision | THE RESERVE ON ISLAND CREEK PH I |
| Legal Lot Number | 37 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 920203 |
72 Paps Pt is owned and occupied by two individuals who bought it in November 2017.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 PAPS PT, ROCKY POINT, NC 28457-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 1, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Prior Sale | Apr 7, 2016 · Amount on File |
| Deed Document Number | 0026624653 |
| Deed Book / Page | 2662 / 4653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 72 PAPS PT, ROCKY POINT, NC 28457-9621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0047360449 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 4736/449 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 1, 2017 |
| Property Address | 72 PAPS PT, ROCKY POINT, NC 28457-9621 |
| Document Number | 0046532662 |
| Book / Page | 004653 / 002662 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 20030081 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 9, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 72 PAPS PT ROCKY POINT NC 284579621, ROCKY POINT, NC 28457-9621 |
| Document Number | 46532664 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 004653/002664 |
| Instrument | 20030082 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2047 |
The 2025 property tax bill for 72 Paps Pt was $2,319.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,319.00 | $447,500 Land $34,898 Building $412,602 | $447,500 Land $34,898 Building $412,602 |
| 2023 | $229,165 (-) Land $50,022 Building $179,143 | $229,165 (-) Land $50,022 Building $179,143 | |
| 2022 | $2,017.00 | $229,165 Land $50,022 Building $179,143 | $229,165 Land $50,022 Building $179,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Paps Pt in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Paps Pt is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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