Charlotte County property record for 72 Palm Dr, Placida, FL 33946
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.229 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Mar 2026) |
| Tax Bill | $4,047 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 41-20-28-351-004 |
| Primary APN | 41-20-28-351-004 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,000 sqft (0.229 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004658985 |
|---|---|
| Old Parcel Number | 00883280015003 |
| Street Address | 72 PALM DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | BBI |
| Legal Description | PIE 003 000J 0057 PALM ISLAND ESTATES UNIT 3 BLK J LT 57 609/1245 686/117 770/932 909/2018 979-30 1753/2071 4860 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 28 |
| Legal Subdivision | PALM ISLAND ESTATES |
| Legal Block | J |
| Legal Lot Number | 57 |
| Legal Unit | 3 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30402 |
Source: Charlotte County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4686A N 600 E, FRANKLIN, IN 46131-8718 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 7, 2026 | Warranty Deed, Transfer SANDCASTLE TITLE SERVICES LLC, SANDEASTLE TITLE SVCS LLC |
| Oct 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 19, 2021 | Warranty Deed, Transfer · Line of Credit WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2026 · Amount on Record |
| Deed Sale | Mar 7, 2026 · Amount on Record |
| Prior Sale | Oct 19, 2021 · Amount on Record |
| Deed Document Number | 3621001 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 7, 2026 |
| Property Address | 72 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0003621001 |
| Map Reference | MB 3 PG 98 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 3621001 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Title Company | SANDCASTLE TITLE SERVICES LLC, SANDEASTLE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13883 HEARTWOOD WAY, PARRISH, FL 34219-5552 |
| Name | Verified Name |
|---|---|
| Address | 4686A N 600 E, FRANKLIN, IN 46131-8718 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 72 PALM DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13883 HEARTWOOD WAY, PARRISH, FL 34219-5552 |
| Document Number | 0003326809 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 3326809 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.5% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 10.5% |
| Index | 1-Year T-Bill |
| Max Rate | 14.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Oct 19, 2021 |
| Property Address | 72 PALM DR, PLACIDA, FL 33946 |
| Document Number | 0048601273 |
| Book / Page | 4860 / 1273 |
| Map Reference | MB 3 PG 98A-98C |
| Instrument Date | Oct 15, 2021 |
| Instrument | 3011358 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 404 PASS A GRILLE WAY, 404, ST PETE BEACH, FL 33706-4330 |
| Name | Verified Name |
|---|---|
| Address | 1215 2ND AVE E UNIT 5112, 5112, BRADENTON, FL 34208-1574 |
| Document Number | 48601275 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 4860/1275 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,047.00 (-11.77%) | $244,800 (+9.46%) | $288,000 (-) Land $288,000 |
| 2023 | $4,587.00 (+13.2%) | $223,652 (+1%) | $288,000 (+41.65%) Land $288,000 |
| 2022 | $4,052.00 | $203,320 Land $203,320 | $203,320 Land $203,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 242 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 369 units insured incl. 127 condo units |
| Nearby Flood Claims | 326 (1982–2024) |
| Claims Outside the SFHA | 1 of 326 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
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