72 Oneck Ln, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 72 Oneck Ln, Westhampton Beach, NY 11978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,885 sqft · built 1991
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jan 2017)
Tax Bill	$3,447 (2024)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0905-008.00-01.00-003.000`

Property Details

APN / Parcel Number

Primary APN	`0905-008.00-01.00-003.000`
Alternative APNs	`473607 008.000-0001-003.000` `360700800000010030000000` `47360072050`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,885 sqft Living Area
1st Floor Area	1,885 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Mobile Home
Exterior Material	Wood
Lot Area	11,326 sqft (0.26 acres)
View / Lot	Below Average
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	72 ONECK LN
City	WESTHAMPTON BEACH
State	NY
Zip	11978-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LD EQ 87 +1500
Legal Block	1
Legal Lot Number	3
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	3
Census Block	3011
Census Tract	190502

Owner

72 Oneck Ln is owned and occupied by two individuals who bought it in January 2017.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 ONECK LN, WESTHAMPTON BEACH, NY 11978-1925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2017 · Amount on File
Deed Sale	Jan 26, 2017 · Amount on File
Prior Sale	Sep 27, 2012 · Amount on File
Deed Book / Page	12898 / 110
Record Updated	Sep 20, 2026

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jan 26, 2017
Property Address	72 ONECK LN, WESTHAMPTON BEACH, NY 11978-1925
Document Number	0128980110
Book / Page	01289 / 000110
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	LANDMARK 13 INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	171 CARLTON TER STEWART MANOR NY 115305016, STEWART MANOR, NY 11530-5016

Mortgage

Document Number	227830170
Date	Jan 26, 2017
Book Page	022783/000170

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Municipality	Westhampton Beach Village
Unified School District	Westhampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$580,200 Land $331,700 Building $248,500	$920,952 (-) Land $526,508 Building $394,444
2024	$3,447.00		$920,952 (+10.32%) Land $526,508 Building $394,444
2023		$580,200 Land $331,700 Building $248,500	$834,820 Land $477,266 Building $357,554
2020	$16,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Oneck Ln in Zone X, an area of minimal flood risk, though there have been 932 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 367 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	417 units insured incl. 50 condo units
Nearby Flood Claims	932 (1978–2026)
Claims Outside the SFHA	77 of 932
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 294 claims Severe Blizzard, Mar 1993 · 118 claims Hurricane Gloria, Sep 1985 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Oneck Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20