72 Oak Ter, Arden, NC 28704 Property Records

Buncombe County property record for 72 Oak Ter, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,908 sqft · built 2008
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Sep 2021)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9654-67-4317-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-67-4317-00000`
Alternative APN	`965411673322000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	2,769 sqft
1st Floor Area	1,704 sqft
Upper Floors Area	533 sqft
Basement Area	1,064 sqft
Finished Basement	480 sqft
Unfinished Basement	584 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	422 sqft
Deck Area	302 sqft
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	965411673322000
Street Address	72 OAK TER
City	ARDEN
State	NC
Zip	28704-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:05/05/2020 DEED
Legal Description	DEED DATE:05/05/2020 DEED:5893-0855 SUBDIV:MOUNT ROYAL LOT:1 BLOCK:18 SECTION:E PLAT:0032-0014
Legal Subdivision	MOUNT ROYAL
Legal Block	18
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	2
Census Block	2004
Census Tract	2205

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	8710 E FALLBROOK WAY, ANAHEIM, CA 92808-3600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jun 7, 2017	Deed of Trust, Mortgage · Line of Credit ASHEVILLE SAVINGS BANK SSB
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	0061261276
Deed Book / Page	6126 / 1276
Record Updated	Jun 7, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 29, 2021
Property Address	72 OAK TER, ARDEN, NC 28704-2848
Document Number	0061261276
Book / Page	6126 / 1276
Map Reference	MB 32 PG 14
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 S CARRIAGL SQUARE COURT, 102, HIGHLANDS, NC 28741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8710 E FALLBROOK WAY, ANAHEIM, CA 92808-3600

Mortgage

Document Number	61261279
Date	Sep 29, 2021
Instrument	6126/1279

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	72 OAK TER, ARDEN, NC 28704-2848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056070415
Date	Nov 2, 2017
Book Page	5607/0415

Lender

Name	FIRST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Oct 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	72 OAK TER, ARDEN, NC 28704-2848
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055570586
Date	Jun 7, 2017
Book Page	5557/0586

Lender

Name	ASHEVILLE SAVINGS BANK SSB
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 5, 2020
Property Address	72 OAK TER, ARDEN, NC 28704-2848
Document Number	0058930855
Book / Page	005893 / 000855
Instrument Date	May 1, 2020
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	72 OAK TER ARDEN NC 287042848, ARDEN, NC 28704-2848

Mortgage

Document Number	58930858
Date	May 5, 2020
Book Page	005893/000858

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,722.00 (+13.42%)	$402,700 (-)
2023	$2,400.00	$402,700	$402,700 (-) Land $44,400 Building $358,300
2021			$402,700 Land $44,400 Building $358,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2013–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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