Westerly Town property record for 72 Oak St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,911 sqft Living Area |
| Lot Size | 7,307 sqft (0.168 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2022) |
| Tax Bill | $3,404.00 (2025) |
Source: Westerly Town records · APN WEST M:47 B:177
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 OAK ST, WESTERLY, RI 02891-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 19, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 04, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2022 · Amount on Record |
| Deed Sale | Feb 04, 2022 · Amount on Record |
| Deed Doc Number | 2022603 |
| Deed Book / Page | 2022 / 2499 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 72 OAK ST, WESTERLY, RI 02891-1716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025-18641 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 2025/18641 |
| Instrument | 2025-4507 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 72 OAK ST, WESTERLY, RI 02891-1716 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 02023-9321 |
|---|---|
| Date | Jul 19, 2023 |
| Book Page | 2023/9321 |
| Instrument | 2023-2345 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Aug 01, 2062 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 04, 2022 |
| Property Address | 72 OAK ST, WESTERLY, RI 02891-1716 |
| Document Number | 02022-2499 |
| Book / Page | 2022 / 2499 |
| Instrument Date | Feb 04, 2022 |
| Instrument | 2022-603 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 72 OAK ST, WESTERLY, RI 02891-1716 |
| Document Number | 0002022604 |
|---|---|
| Date | Feb 04, 2022 |
| Instrument | 2022-604 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,404.00 (+5.26%) | $437,500 (+37.45%) Land $137,300 Building $300,200 |
| 2023 | $3,234.00 (+0.59%) | $318,300 (-) Land $98,200 Building $220,100 |
| 2022 | $3,215.00 | $318,300 Land $98,200 Building $220,100 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | WEST M:47 B:177 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Units | 2 Units |
| Building Area | 1,911 sqft Living Area |
| Gross Area | 6,259 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Duplex Single Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,307 sqft (0.168 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 3115201 |
|---|---|
| Street Address | 72 OAK ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 177 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 50801 |
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