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72 N Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 72 N Whitney St, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,152 sqft · built 1989
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (May 2022)
Tax Bill$4,071 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN104980-0000

Property Details

APN / Parcel Number

Primary APN104980-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2004
Exterior MaterialFiber Cement Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions137 ft deep x 50 ft wide
Deck Area12 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address72 N WHITNEY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-9598
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-30 OSCEOLA ACRES LOT 10 BLK 10 OR5557/1573
Legal Range29E
Legal Township07S
Legal Section41
Legal SubdivisionOSCEOLA ACRES
Legal Block10
Legal Lot Number10
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2031
Census Tract20300

Owner

Source: St. Johns County records · APN 104980-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address72 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-9598
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2022Warranty Deed, Transfer · FHA Mortgage
CITIZENS BANK NA
Jul 26, 2019Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 2022 · Amount on Record
Deed SaleMay 12, 2022 · Amount on Record
Prior SaleJul 26, 2019 · Amount on Record
Deed Document Number202248823
Deed Book / Page5557 / 1573
Record UpdatedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 12, 2022
Property Address72 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-9598
Document Number0055571573
Book / Page5557 / 1573
Map ReferenceMB 4 PG 30
Instrument DateMay 11, 2022
Instrument2022048823
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TTL OF ST AUGUSTINE I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1922 MYRICK RD, TALLAHASSEE, FL 32303-4338

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 N WHITNEY ST, ST AUGUSTINE, FL 32084-9598

Mortgage

Document Number0055571575
DateMay 12, 2022
Instrument5557/1575
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 26, 2019
Property Address72 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-9598
Document Number0047661085
Book / Page4766 / 1085
Map ReferenceMB 4 PG 30
Instrument DateJul 26, 2019
Instrument2019054273
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyESTATE TTL OF ST AUGUSTINE I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,189.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 RIVER ISLAND CIR, 232, SAINT AUGUSTINE, FL 32095-8072

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 N WHITNEY ST, SAINT AUGUSTINE, FL 32084-9598

Mortgage

Document Number0047661087
DateJul 26, 2019
Instrument4766/1087
Lender
NameHOMESTAR FINANCIAL CORP
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$252,759 (+2.7%)$295,026 (+7.39%) Land $75,000 Building $220,026
2025$4,071.00 (+8.21%) Homeowner's exemption$246,114 (+3.09%)$274,730 (+15.07%) Land $75,000 Building $199,730
2024$3,762.00 (-0.63%)
2023$3,786.00 (+105.98%) Homeowner's exemption$238,746 (+76.23%)$238,746 (+16%) Land $41,160 Building $197,586
2022$1,838.00 Homeowner's exemption$135,471$205,807 Land $41,160 Building $164,647

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 99 individual NFIP policies nearby
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies99 in force
Nearby Flood Claims16 (1979–2022)
Claims Outside the SFHA1 of 16
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Matthew, Oct 2016 · 4 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 360 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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