72 N Prather Rd, Michie, TN 38357 Property Records

McNairy County property record for 72 N Prather Rd, Michie, TN 38357

Property Summary

Property TypeGeneral Agricultural/Rural
Details1.5 ba · 1,200 sqft · built 2000
Lot Size441 acres (19,246,114 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (May 2026)
Tax Bill$2,562 (2025)
Deeds & MortgagesMay 2026 Sale & Line of Credit
Apr 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0413713702700

Property Details

APN / Parcel Number

Primary APN0413713702700
Alternative APNs
  • 055137 02700
  • 137 02700

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft
FlooringWood

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialMetal
Roof TypeShed Roof
Roof MaterialMetal
Lot Area19,246,114 sqft (441 acres)
TerrainRolling
Shed1 Shed
Shed Area35,550 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street AddressPRATHER RD
CityMICHIE
StateTN
Zip38357
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Legal DescriptionDISTRICT: 4
JurisdictionMCNAIRY TN
Township / Civil Division7
Census Block Group1
Census Block1096
Census Tract930700

Owner

Source: McNairy County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address35 MATLOCK LN, RAMER, TN 38367-5182
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Warranty Deed, Transfer · Line of Credit
FARM CREDIT SERVICES MID-AMERICA
Apr 6, 2026Warranty Deed, Transfer · Conventional Mortgage
VENTURE LENDING GROUP LLC
Nov 1, 2023Deed of Trust, Mortgage · VA Mortgage
AGRI BUSINESS FINANCE INC
Feb 16, 2018Loan Modification, Mortgage
HARDIN CNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2026 · Amount on File
Deed SaleMay 5, 2026 · Amount on File
Prior SaleApr 6, 2026 · Amount on File
Deed Document Number2026145063
Deed Book / Page37 / 2078
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateMay 5, 2026
Property AddressPRATHER RD, MICHIE, TN 38357
Document Number0000145063
Book / Page37 / 2078
Instrument DateApr 17, 2026
Instrument2026.145063
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194,324.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 MATLOCK LN, RAMER, TN 38367-5182

Mortgage

Document Number0000145064,
DateMay 5, 2026
Instrument2026.145064
Lender
NameFARM CREDIT SERVICES MID-AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 1, 2046
Interest
Rate6.22%
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateApr 6, 2026
Property AddressPRATHER RD, MICHIE, TN 38357
Document Number0000144571
Book / Page37 / 24
Instrument DateApr 2, 2026
Instrument2026144571
Transaction TypeTransfer
Record UpdatedApr 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$747,400.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address85 W COMBS RD, SAN TAN VALLEY, AZ 85140-9105

Mortgage

Document Number0000144572,
DateApr 6, 2026
Instrument2026144572
Lender
NameVENTURE LENDING GROUP LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term24 Months
DueMay 1, 2028
Interest
Rate6.01%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Property Address72 N PRATHER RD, MICHIE, TN 38357
Transaction TypeMortgage
Record UpdatedApr 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000022661
DateNov 1, 2023
Book Page22/661
Instrument133375
Lender
NameAGRI BUSINESS FINANCE INC
AddressGREENSBURG, IN 47240
Agreement
TypeVA Mortgage
AmountAmount on Record
Term355 Months
DueJun 1, 2053

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCNAIRY TN
Property Address72 N PRATHER RD, MICHIE, TN 38357
Document Number4252588
Instrument DateFeb 16, 2018
Transaction TypeMortgage
Record UpdatedMar 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 262 SELMER TN 383750262, SELMER, TN 38375-0262

Mortgage

Document Number4252588
DateFeb 26, 2018
Book Page000425/002588
Instrument106551
Lender
NameHARDIN CNTY BK
TypeBank
AddressSAVANNAH, TN 38372
Agreement
AmountAmount on Record
Term60 Months
DueFeb 25, 2023

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,562.00 (+141.02%) Additional exemption filed$162,450 (+64.05%) Land $116,775 Building $45,675$1,238,600 (-) Land $1,055,900 Building $182,700
2023$99,025 Land $55,700 Building $43,325
2022$1,063.00$1,238,600 Land $1,055,900 Building $182,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 57% of Tennessee
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSELMER WATER SYSTEM
serves 20,648 people · EPA ID TN0000615
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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