72 N Bounty Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 72 N Bounty Ln, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,950 sqft · built 2015
Lot Size0.319 acres (13,893 sqft)
OwnerIndividual Name on Record
Last Sale$987,500 (Nov 2021)
Tax Bill$7,124 (2024)
Deeds & MortgagesNov 2021 Sale
Oct 2018 Mortgage
Flood ZoneZone AE (high risk)
APN00496131-013400

Property Details

APN / Parcel Number

Primary APN00496131-013400
Alternative APNs
  • 31613900496131013400
  • 1613649

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,950 sqft Living Area
1st Floor Area1,470 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,893 sqft (0.319 acres)
View / LotLake
Garage TypeCarport
Garage Area1,410 sqft
CarportCarport
Carport Area1,410 sqft

Exterior Amenities

PorchFlorida Room
Porch Area944 sqft
Patio Area64 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1613649
Street Address72 N BOUNTY LN
CityKEY LARGO
StateFL
Zip33037-2304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 5 LT 16 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR963-209 OR1117-1416 OR1167-1609 OR1217-2342 OR1801-1081 OR2006-794/95 OR2254-69 OR2295-1142/43 OR3137-1956
Legal Range39E
Legal Township61S
Legal Section31
Legal SubdivisionBUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block5
Legal Lot Number16
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2024
Census Tract970600

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address72 N BOUNTY LN, KEY LARGO, FL 33037-2304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Warranty Deed, Transfer
PALMETTO HARBOR TITLE INC
Oct 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Prior SaleMay 20, 2004 · Amount on Record
Deed Document Number20212348764
Deed Book / Page3137 / 1956
Prior Transfer DateApr 13, 2007
Prior Transfer Doc0022951142
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 16, 2021
Property Address72 N BOUNTY LN, KEY LARGO, FL 33037-2304
Document Number0031371956
Book / Page3137 / 1956
Map ReferenceMB 7 PG 6
Instrument DateOct 29, 2021
Instrument2348764
Transaction TypeTransfer
Record UpdatedDec 3, 2021
Title CompanyPALMETTO HARBOR TITLE INC

Transaction

AmountAmount Recorded
Tax$6,912.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address612 TRADEWINDS AVE, 612, FORT PIERCE, FL 34949-3571

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 N BOUNTY LN, KEY LARGO, FL 33037-2304

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address72 N BOUNTY LN, KEY LARGO, FL 33037-2304
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029311679
DateOct 15, 2018
Book Page2931/1679
Instrument2190549
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2033

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$861,291 (+5.99%)$1,016,153 (+10.88%) Land $607,124 Building $409,029
2024$7,124.00 (+3.41%)
2023$6,889.00 (+6.16%) Homeowner's exemption$812,639 (+3%)$916,484 (+16.16%) Land $527,934 Building $388,550
2022$6,489.00 Homeowner's exemption$788,970 Land $395,951 Building $393,019$788,970 Land $395,951 Building $393,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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