72 Moms Fall Rd, Topton, NC 28781 Property Records

Macon County property record for 72 Moms Fall Rd, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,260 sqft · built 1998
Lot Size	4.49 acres (195,584 sqft)
Owner	Company Name on Record
Last Sale	$212,500 (May 2017)
Tax Bill	$1,179 (2026)
Deeds & Mortgages	May 2020 Construction Loan Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6518200451`

Property Details

APN / Parcel Number

Primary APN	`6518200451`
Alternative APNs	`0941657` `144676`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Heated Area
1st Floor Area	720 sqft
Upper Floors Area	540 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	195,584 sqft (4.49 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Cabin	117 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	144676
Street Address	72 MOMS FALL RD
City	TOPTON
State	NC
Zip	28781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 1 TOP OF THE FALLS ESTATES
Legal Subdivision	THE FALLS
Legal Lot Number	1
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2077
Census Tract	970200

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1751 COLLIERVILLE ARLINGTON N, EADS, TN 38028-9702
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Jun 5, 2019	Special Warranty Deed, Transfer
May 12, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on Record
Deed Sale	May 12, 2017 · Amount on Record
Prior Sale	Jun 15, 2010 · Amount on Record
Deed Document Number	20173041
Deed Book / Page	37 / 338
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	72 MOMS FALL RD, TOPTON, NC 28781
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00W39/1645
Date	May 4, 2020
Book Page	W-39/1645
Instrument	2020002794

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	6%

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 5, 2019
Property Address	72 MOMS FALL RD, TOPTON, NC 28781
Document Number	00F39/1645
Book / Page	F-39 / 1645
Map Reference	CARD 9301
Instrument Date	May 23, 2019
Instrument	2019003410
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1751 COLLIERVILLE ARLINGTON N, 1751, EADS, TN 38028-9702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1751 COLLIERVILLE ARLINGTON N, EADS, TN 38028-9702

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 12, 2017
Property Address	72 MOMS FALL RD, TOPTON, NC 28781
Document Number	00Y37/0338
Book / Page	Y-37 / 0338
Map Reference	MB S-33 PG 2112
Instrument Date	May 2, 2017
Instrument	2017003041
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1751 COLLIERVILLE ARLINGTON N, EADS, TN 38028-9702

Mortgage

Document Number	00Y37/0344
Date	May 12, 2017
Book Page	Y-37/0344

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,179.00	$332,480 (+2.37%) Land $71,350 Building $261,130	$332,480 (+2.37%) Land $71,350 Building $261,130
2025	$1,179.00 (+1.03%)
2023	$1,167.00	$324,780 Land $71,350 Building $253,430	$324,780 Land $71,350 Building $253,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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