Clay County property record for 72 Melba Dr, West Point, MS 39773 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,988 sqft · built 1985 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,300 (Feb 2018) |
| Tax Bill | $1,311 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0390000 |
| Primary APN | 088B 19B 0390000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 3,988 sqft Finished Area |
| 1st Floor Area | 2,696 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Deck Area | 672 sqft |
| Street Address | 72 MELBA DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 LOT 2 HUMPHRIES CANAL & .3 AC E OF LOT 2 IN E 1/2 SW 1/4 DB 297/269 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Legal Lot Number | 2 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 950500 |
Source: Clay County records · APN 088B 19B 0390000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2018 | Deed of Trust, Mortgage · FHA Mortgage BANCORPSOUTH BANK |
| May 29, 2018 | Deed of Trust, Mortgage RENASANT BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Aug 12, 2020 | Special Warranty Deed, Transfer |
| Feb 08, 2018 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 08, 2018 · Amount on Record |
| Deed Sale | Feb 08, 2018 · Amount on Record |
| Deed Document Number | 2018383 |
| Deed Book / Page | 297 / 269 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000501/141 |
|---|---|
| Date | Feb 08, 2018 |
| Book Page | 501/141 |
| Instrument | 2018000384 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000504/457 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 504/457 |
| Instrument | 2018003145 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 28, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000536/588 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 536/588 |
| Instrument | 2021004390 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Aug 12, 2020 |
| Property Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Document Number | 000305/420 |
| Book / Page | 305 / 420 |
| Instrument Date | Aug 07, 2020 |
| Instrument | 2020003996 |
| Transaction Type | Transfer |
| Record Updated | Mar 09, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Name | Verified Name |
|---|---|
| Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Feb 08, 2018 |
| Property Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Document Number | 000297/269 |
| Book / Page | 297 / 269 |
| Instrument Date | Feb 08, 2018 |
| Instrument | 2018000383 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 600 OLD HIGHWAY 51 N, NESBIT, MS 38651-9640 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 72 MELBA DR, WEST POINT, MS 39773-9622 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,311.00 (+3.47%) Additional exemption filed | $25,202 (-) Land $3,750 Building $21,452 | $252,023 (-) Land $37,500 Building $214,523 |
| 2024 | $1,267.00 (-40.12%) Additional exemption filed | $25,202 (+18.35%) Land $3,750 Building $21,452 | $252,023 (+18.35%) Land $37,500 Building $214,523 |
| 2023 | $2,116.00 (+1.73%) Additional exemption filed | $21,295 Land $3,750 Building $17,545 | $212,952 Land $37,500 Building $175,452 |
| 2022 | $2,080.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259505003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 41 individual NFIP policies nearby |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Low above 5% of the US · above 3% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| Telapex | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures