72 Maple St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 72 Maple St, Spencer, MA 01562

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 3,358 sqft · built 1939
Lot Size	0.241 acres (10,511 sqft)
Owner	Individual Name on File
Tax Bill	$48 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U02 B:00016 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U02 B:00016 L:00000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,358 sqft Living Area
Gross Area	4,975 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,511 sqft (0.241 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	72 MAPLE ST
City	SPENCER
State	MA
Zip	01562-2595
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	16
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3018
Census Tract	726200

Owner

Source: Worcester County and Spencer Town records · APN SPEN M:00U02 B:00016 L:00000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	72 MAPLE ST, SPENCER, MA 01562-2595
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Recording Date	Jul 27, 2026
Property Address	72 MAPLE ST, SPENCER, MA 01562-2595
Document Number	0000063728
Book / Page	73938 / 201
Instrument Date	Jul 24, 2026
Instrument	202663728
Transaction Type	Mortgage
Record Updated	Aug 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 MAPLE ST, SPENCER, MA 01562-2595

Mortgage

Document Number	0000063728,
Date	Jul 27, 2026
Book Page	73938/201
Instrument	202663728

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Worcester County and Spencer Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$48.00 (-98.9%)	$412,700 (+8.61%) Land $41,200 Building $371,500
2024	$4,347.00 (+5.18%)	$380,000 (+10.88%) Land $41,200 Building $338,800
2023	$4,133.00	$342,700 Land $41,200 Building $301,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 180 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.