72 Main St, #2A, Inlet Beach, FL 32461 Property Records

Walton County property record for 72 Main St, #2A, Inlet Beach, FL 32461

Property Summary

Property Type	Condominium
Owner	Company Name on Record
Last Sale	$1,300,000 (Sep 2020)
Tax Bill	$9,736 (2024)
Deeds & Mortgages	Mar 2018 Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-3S-18-16420-000-02A0`

Property Details

APN / Parcel Number

Primary APN	`35-3S-18-16420-000-02A0`
Alternative APN	`1081081`

Location & Zoning

Account Number	1081081
Street Address	72 MAIN ST # 2A, 2A
City	INLET BEACH
State	FL
Zip	32461-5028
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RESIDENTIAL UNIT 2A ANTIGUA A FRACTIONAL INTEREST IN ALL COMMON AREAS AND APPURTENANT LIMITED COMMON ELEMENTS AS DESC IN OR
Legal Range	18W
Legal Township	03S
Legal Section	35
Legal Subdivision	ANTIGUA
Legal Unit	2A
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1021
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1475 W HEWETT RD, SANTA ROSA BEACH, FL 32459-3328
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Sep 22, 2020	Warranty Deed, Transfer CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC
Dec 21, 2017	Warranty Deed, Transfer RODGERS-KIEFER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Jun 11, 2015 · Amount on Record
Deed Document Number	20200036933
Deed Book / Page	3160 / 3260
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	72 MAIN ST # 2A, 2A, INLET BEACH, FL 32461-5028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030682721
Date	Mar 20, 2018
Book Page	3068/2721
Instrument	2018000009064

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2020
Property Address	72 MAIN ST # 2A, 2A, INLET BEACH, FL 32461-5028
Document Number	0031603260
Book / Page	003160 / 003260
Instrument Date	Sep 22, 2020
Instrument	36933
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$9,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1475 W HEWETT RD SANTA ROSA BEACH FL 324593328, SANTA ROSA BEACH, FL 32459-3328

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 21, 2017
Property Address	72 MAIN ST # 2A, 2A, INLET BEACH, FL 32461-5028
Document Number	0030603151
Book / Page	003060 / 003151
Instrument Date	Dec 21, 2017
Instrument	41846
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$7,007.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	50 LANDS END DR DESTIN FL 325415012, DESTIN, FL 32541-5012

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,065,950 (-) Building $1,065,950	$1,065,950 (-) Building $1,065,950
2024	$9,736.00 (+0.53%)
2023	$9,685.00 (+7.85%)	$1,065,950 (+1%) Building $1,065,950	$1,065,950 (+1%) Building $1,065,950
2022	$8,980.00	$969,045 Building $969,045	$969,045 Building $969,045

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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