72 Lilac St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 72 Lilac St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1940
Lot Size0.138 acres (6,011 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Oct 2025)
Tax Bill$3,593 (2026)
Deeds & MortgagesJan 2021 Refinance
Jan 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN9938-28

Property Details

APN / Parcel Number

Primary APN9938-28
Alternative APN
  • CUMB M:016 B:0192 L:000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,056 sqft Living Area
Gross Area2,284 sqft
1st Floor Area704 sqft
Basement Area704 sqft
Unfinished Basement704 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleOther
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number9938-28
Street Address72 LILAC ST
CityCUMBERLAND
StateRI
Zip02864-6404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block192
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1005
Census Tract11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address72 LILAC ST, CUMBERLAND, RI 02864-6404
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FALL RIVER FIVE CENTS SAVINGS BANK
Jan 5, 2022Deed of Trust, Mortgage · Line of Credit
FALL RIVER FIVE CENTS SAVINGS BANK
Nov 26, 2025Quit Claim Deed, Transfer
Quitclaim
Oct 20, 2025Warranty Deed, Transfer
PROVINCE MORTGAGE ASSOCIATES INC
Apr 6, 2018Warranty Deed, Transfer
HOME POINT FINL CORP
Dec 1, 2017Warranty Deed, Transfer
TEXAS CAPITAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2025 · Amount on Record
Deed SaleOct 20, 2025 · Amount on Record
Prior SaleApr 6, 2018 · Amount on Record
Deed Document Number2025151648
Deed Book / Page2013 / 427
Last Transfer DateNov 24, 2025
Transfer Doc002016-814
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address72 LILAC ST, CUMBERLAND, RI 02864-6404
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001871-670
DateJan 13, 2021
Book Page1871/670
Instrument120701
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueFeb 1, 2046

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address72 LILAC ST, CUMBERLAND, RI 02864-6404
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001918-677
DateJan 5, 2022
Book Page1918/677
Instrument130284
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueFeb 1, 2042
Interest
Rate TypeAdjustable Rate

November 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateNov 26, 2025
Property Address72 LILAC ST, CUMBERLAND, RI 02864-6404
Document Number002016-814
Book / Page2016 / 814
Instrument DateNov 24, 2025
Instrument152381
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address72 LILAC ST, CUMBERLAND, RI 02864-6404

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateOct 20, 2025
Property Address72 LILAC ST, CUMBERLAND, RI 02864-6404
Document Number002013-427
Book / Page2013 / 427
Instrument DateOct 20, 2025
Instrument151648
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 LILAC ST, CUMBERLAND, RI 02864-6404

Mortgage

Document Number0000151649
DateOct 20, 2025
Instrument151649
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateApr 6, 2018
Property Address72 LILAC ST, CUMBERLAND, RI 02864-6404
Document Number1769-746
Book / Page1769 / 746
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$21.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number17690748
DateApr 6, 2018
Instrument01769/0748
Lender
NameHOME POINT FINL CORP
Agreement
AmountAmount Recorded
Term360 Months
DueApr 6, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateDec 1, 2017
Property Address72 LILAC ST, CUMBERLAND, RI 02864-6404
Document Number1760-556
Book / Page1760 / 556
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$21.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number17600557
DateDec 1, 2017
Instrument01760/0557
Lender
NameTEXAS CAPITAL BANK
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,593.00 (-9.61%)$358,900 (+10.77%) Land $195,300 Building $163,600$407,702
2025$3,975.00 (+5.58%)$324,000 (-) Land $129,000 Building $195,000
2023$3,765.00 (+11.32%)$324,000 (+43.62%) Land $129,000 Building $195,000
2022$3,382.00$225,600 Land $90,200 Building $135,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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