72 Lighthouse Ln, Montross, VA 22520 Property Records

Westmoreland County property record for 72 Lighthouse Ln, Montross, VA 22520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2023
Owner	Individual Name on Record
Last Sale	$369,000 (Oct 2023)
Tax Bill	$2,248 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`25B1-2-2`

Property Details

APN / Parcel Number

Primary APN	`25B1-2-2`
Alternative APN	`1482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1482
Old Parcel Number	25B1-2-2
Street Address	72 LIGHTHOUSE LN
City	MONTROSS
State	VA
Zip	22520-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DM
Legal Description	CABIN POINT LOT 2 SEC 10DB 972 PG 191
Legal Subdivision	CABIN POINT
Legal Lot Number	2
Jurisdiction	WESTMORELAND VA
Township / Civil Division	COPLE
Census Block Group	1
Census Block	1003
Census Tract	10101

Owner

Source: Westmoreland County records, as of January 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 LIGHTHOUSE LN, MONTROSS, VA 22520-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jul 27, 2020	Warranty Deed, Transfer GUARANTY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	09720191
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 3, 2023
Property Address	72 LIGHTHOUSE LN, MONTROSS, VA 22520-4327
Document Number	0009720191
Instrument Date	Sep 28, 2023
Instrument	09720191
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	FIRST GUARDIAN TITLE AND ESCROW, FIRST GUARDIAN TITLE &ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LIGHTHOUSE LN, MONTROSS, VA 22520-4327

Mortgage

Document Number	0009720193
Date	Oct 3, 2023
Instrument	09720193

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 27, 2020
Property Address	72 LIGHTHOUSE LN, MONTROSS, VA 22520-4327
Document Number	0009331805
Instrument Date	Jul 22, 2020
Instrument	09331805
Transaction Type	Transfer
Record Updated	Mar 14, 2024
Title Company	GUARANTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 GLAZEBROOK DR, FREDERICKSBURG, VA 22407-6853
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,248.00 (+3,525.81%)	$330,700 (+3,207%) Land $16,000 Building $314,700	$330,700 (+3,207%) Land $16,000 Building $314,700
2023	$62.00	$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2022	$62.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 56% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABIN POINT AND GLEBE HARBOUR private · serves 1,450 people · EPA ID VA4193240
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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