72 Laverack Ave, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 72 Laverack Ave, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,886 sqft · built 1900
Lot Size	0.158 acres (6,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (May 2001)
Tax Bill	$4,864 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`145203 104.15-15-3`

Property Details

APN / Parcel Number

Primary APN	`145203 104.15-15-3`
Alternative APN	`52031041500015003000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	1,059 sqft
2nd Floor Area	827 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,875 sqft (0.158 acres)
Lot Dimensions	125 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	205 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	72 LAVERACK AVE
City	LANCASTER
State	NY
Zip	14086-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SC10 490 25 4 PT 5 55 X 125
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	15
Legal Lot Number	3.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1014
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Mar 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Oct 21, 2020	Loan Modification, Mortgage · Conventional Mortgage M&T BK
Mar 2, 2019	Loan Modification, Mortgage · Conventional with PMI M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2001 · Amount on Record
Deed Sale	May 9, 2001 · Amount on Record
Deed Document Number	20015090619
Deed Book / Page	10981 / 1032
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841

Mortgage

Document Number	0141032701
Date	Sep 11, 2023
Book Page	14103/2701
Instrument	2023155900

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	LANCASTER, NY 14086

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138893705
Date	Mar 8, 2019
Book Page	13889/3705
Instrument	2019045828

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841

Mortgage

Document Number	0139628579
Date	Oct 29, 2020
Book Page	13962/8579
Instrument	2020184881

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841
Document Number	0113686397
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LAVERACK AVE LANCASTER NY 140861841, LANCASTER, NY 14086-1841

Mortgage

Document Number	0113686397
Date	Oct 29, 2020
Book Page	011368/006397

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2040

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	72 LAVERACK AVE, LANCASTER, NY 14086-1841
Document Number	0113418294
Instrument Date	Mar 2, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LAVERACK AVE LANCASTER NY 140861841, LANCASTER, NY 14086-1841

Mortgage

Document Number	0113418294
Date	Mar 8, 2019
Book Page	011341/008294

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,864.00 (+31.21%) Homeowner's exemption
2025	$3,707.00 (-21.43%)	$140,000 (-) Land $23,700 Building $116,300	$218,750 (+12.53%) Land $37,031 Building $181,719
2024	$4,718.00 Homeowner's exemption	$140,000 (-) Land $23,700 Building $116,300	$194,400 (+4.12%) Land $32,909 Building $161,491
2023	Homeowner's exemption	$140,000 Land $23,700 Building $116,300	$186,700 Land $31,606 Building $155,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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