72 Lancaster Cir, Gurnee, IL 60031 Property Records

Lake County property record for 72 Lancaster Cir, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,408 sqft · built 1990
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$139,000 (Sep 2001)
Tax Bill	$5,266 (2024)
Deeds & Mortgages	Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-23-418-138`

Property Details

APN / Parcel Number

Primary APN	`07-23-418-138`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,408 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	728 sqft
2nd Floor Area	680 sqft
Upper Floors Area	680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	16 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	72 LANCASTER CIR
City	GURNEE
State	IL
Zip	60031-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNHOMES OF KENSINGTON UNIT 2; E28 W88.91 (AKA UNIT C) LO T 22
Legal Subdivision	TOWNHOMES OF KENSINGTON UNIT 2
Legal Lot Number	22
Legal Unit	2,C
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2008
Census Tract	861509

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	72 LANCASTER CIR, GURNEE, IL 60031-6229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2001 · Amount on File
Deed Sale	Sep 5, 2001 · Amount on File
Prior Sale	Feb 26, 1999 · Amount on File
Deed Document Number	20014757012
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	72 LANCASTER CIR, GURNEE, IL 60031-6229
Transaction Type	Mortgage
Record Updated	Apr 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 LANCASTER CIR, GURNEE, IL 60031-6229

Mortgage

Document Number	0007966421
Date	Apr 3, 2023
Instrument	7966421

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,851 (+32.21%) Land $9,612 Building $64,239	$221,575 (+32.21%) Land $28,839 Building $192,736
2024	$5,266.00 (+13.88%)
2023	$4,624.00 (+10.28%)	$55,858 (+7.38%) Land $7,270 Building $48,588	$167,591 (+7.38%) Land $21,812 Building $145,779
2022	$4,193.00	$52,020 Land $7,271 Building $44,749	$156,075 Land $21,815 Building $134,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	57 (1979–2024)
Claims Outside the SFHA	9 of 57
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
E-vergent Fixed Wireless	100 / 20