72 King St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 72 King St, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,866 sqft · built 1906
Lot Size	0.109 acres (4,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2004)
Tax Bill	$9,787 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0004 B:0108 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0004 B:0108 L:0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	1,866 sqft Living Area
Gross Area	3,338 sqft
Basement Area	798 sqft
Unfinished Basement	798 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,761 sqft (0.109 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	72 KING ST
City	SWAMPSCOTT
State	MA
Zip	01907-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	108
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2005
Census Tract	202200

Owner

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 KING ST, SWAMPSCOTT, MA 01907-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 15, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2004 · Amount on Record
Deed Sale	Sep 10, 2004 · Amount on Record
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	72 KING ST, SWAMPSCOTT, MA 01907-2141
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041454-27
Date	Feb 27, 2023
Book Page	41454/27
Instrument	20230227002530

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	72 KING ST, SWAMPSCOTT, MA 01907-2141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37512-232
Date	May 15, 2019
Book Page	37512/232
Instrument	20190515005130

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,787.00 (+7.31%)	$815,600 (+2.58%) Land $334,800 Building $480,800	$919,622 (-5.86%)
2025	$9,120.00 (+15.43%)	$795,100 (+18.14%) Land $334,800 Building $460,300	$976,885
2023	$7,901.00	$673,000 Land $285,800 Building $387,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 individual policies
Nearby Flood Policies	154 units insured incl. 64 condo units
Nearby Flood Claims	122 (1978–2025)
Claims Outside the SFHA	68 of 122
Most Recent Claim	Sep 2025
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 12 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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