Catoosa County property record for 72 Judith St, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,934 sqft · built 1962 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $242,500 (Apr 2022) |
| Tax Bill | $1,944 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0020D063000 |
| Primary APN | 0020D063000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,934 sqft Heated Area |
| 1st Floor Area | 1,934 sqft |
| Utility Area | 102 sqft |
| Utility Room | Utility Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Other |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 150 ft deep x 118 ft wide |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 144 sqft |
| Utility Building | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11465 |
|---|---|
| Old Parcel Number | 0020D063000 |
| Street Address | 72 JUDITH ST |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-6722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 7 & PART LOT 8 EAST GARDEN TERRACE |
| Legal Subdivision | EAST GARDEN TERRACE |
| Legal Lot Number | 7 , 8 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | BOYNTON RIDGE |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 30402 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 72 JUDITH ST, RINGGOLD, GA 30736-6722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Warranty Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL |
| Oct 10, 2019 | Loan Modification, Mortgage · Conventional Mortgage SMARTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | May 21, 2014 · Amount on Record |
| Deed Document Number | 0002214735 |
| Deed Book / Page | 2214 / 735 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Apr 11, 2022 |
| Property Address | 72 JUDITH ST, RINGGOLD, GA 30736-6722 |
| Document Number | 0022140735 |
| Book / Page | 2214 / 735 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022-000819 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 72 JUDITH ST, RINGGOLD, GA 30736-6722 |
| Document Number | 0022140000000737 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 0000002214/0000000737 |
| Instrument | 003221 |
| Name | LEADERONE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 72 JUDITH ST, RINGGOLD, GA 30736-6722 |
| Document Number | 0020190111 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8326 MILL RACE DR OOLTEWAH TN 373638839, OOLTEWAH, TN 37363-8839 |
| Document Number | 0020190111 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 002019/000111 |
| Instrument | 7807 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 11, 2024 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,944.00 (+18.75%) | $102,424 (+40.07%) Land $9,157 Building $93,267 | $256,059 (+40.07%) Land $22,892 Building $233,167 |
| 2023 | $1,637.00 (+27%) | $73,123 Land $9,157 Building $63,966 | $182,807 Land $22,892 Building $159,915 |
| 2022 | $1,289.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1995–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ringgold Telephone Company Fiber · DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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