Somerset County and Watchung Borough property record for 72 Hillcrest Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 1,493 sqft · built 1930 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (Apr 2002) |
| Tax Bill | $9,668 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04301-0000-00006 |
| Primary APN | 21-04301-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,493 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Account Number | S001 |
|---|---|
| Street Address | 72 HILLCREST RD |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | ADDITIONAL LOTS: OID: 43 7 |
| Legal Block | 4301 |
| Legal Lot Number | 6 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72 HILLCREST RD, WATCHUNG, NJ 07069-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Nov 30, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2002 · Amount on Record |
| Deed Sale | Apr 24, 2002 · Amount on Record |
| Prior Sale | Nov 30, 1999 · Amount on Record |
| Deed Book / Page | 5141 / 447 |
| Last Transfer Date | Oct 3, 2015 |
| Transfer Doc | 0000053812 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 72 HILLCREST RD, WATCHUNG, NJ 07069-6004 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000049779 |
|---|---|
| Date | Dec 21, 2022 |
| Book Page | 7486/509 |
| Instrument | 2022049779 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.74% |
| Type Change Date | Dec 5, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.74% |
| Max Rate At Change | 7.74% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 72 HILLCREST RD, WATCHUNG, NJ 07069-6004 |
| Document Number | 0000048142 |
| Instrument Date | Nov 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 72 HILLCREST RD WATCHUNG NJ 070696004, WATCHUNG, NJ 07069-6004 |
| Document Number | 0000048142 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 007174/000030 |
| Instrument | 48142 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $526,300 (+6.26%) Land $293,200 Building $233,100 | $526,300 (+6.26%) Land $293,200 Building $233,100 | |
| 2025 | $9,668.00 (+6.88%) | $495,300 (+16.27%) Land $274,000 Building $221,300 | $495,300 (+16.27%) Land $274,000 Building $221,300 |
| 2024 | $9,046.00 (+5.43%) | ||
| 2023 | $426,000 Land $232,200 Building $193,800 | $426,000 Land $232,200 Building $193,800 | |
| 2022 | $8,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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