72 Hickory Ln, Elkton, MD 21921 Property Records

Cecil County property record for 72 Hickory Ln, Elkton, MD 21921

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,240 sqft · built 2001
Lot Size	0.051 acres (2,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,500 (Jun 2026)
Tax Bill	$3,031 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2022 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-113183`

Property Details

APN / Parcel Number

Primary APN	`03-113183`
Alternative APNs	`3113183` `113183`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,240 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	113183
Street Address	72 HICKORY LN
City	ELKTON
State	MD
Zip	21921-5107
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 74 - .0505 ACRE 72 HICKORY LANE THE MEADOWS AT ELK CREEK
Legal Subdivision	ELK CREEK
Legal Lot Number	74
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2005
Census Tract	30507

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 HICKORY LN, ELKTON, MD 21921-5107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Jul 29, 2022	Deed, Transfer · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Book / Page	5796 / 228
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 4, 2026
Property Address	72 HICKORY LN, ELKTON, MD 21921-5107
Document Number	5796000228
Book / Page	5796 / 228
Instrument Date	May 27, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	KIRK TITLE, KIRSH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 HICKORY LN, ELKTON, MD 21921-5107

Mortgage

Document Number	5796000233,
Date	Jun 4, 2026
Book Page	5796/233

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jul 29, 2022
Property Address	72 HICKORY LN, ELKTON, MD 21921-5107
Document Number	0052080421
Book / Page	5208 / 421
Map Reference	CAB PC 923-691
Instrument Date	Jul 19, 2022
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	EQUITABLE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	72 HICKORY LN, ELKTON, MD 21921-5107

Mortgage

Document Number	0005208448
Date	Jul 29, 2022
Instrument	5208-448

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0052080428
Date	Jul 29, 2022
Book Page	5208/428

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,967 (+13.54%)	$222,700 (-) Land $70,000 Building $152,700
2025	$3,031.00 (+61.4%)	$175,233 (+18.24%)	$222,700 (+47%) Land $70,000 Building $152,700
2023	$1,878.00	$148,200	$151,500 Land $46,000 Building $105,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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