Putnam County and Kent Town property record for 72 Harvard Dr, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 898 sqft · built 1929 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $327,500 (Aug 2021) |
| Tax Bill | $12,703 (2024) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 372200 22.66-2-37 |
| Primary APN | 372200 22.66-2-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 898 sqft Living Area |
| 1st Floor Area | 898 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 046750 |
|---|---|
| Street Address | 72 HARVARD DR |
| City | CARMEL |
| State | NY |
| Zip | 10512-5604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | SIXTH MAP OF LAKE CARMEL |
| Legal Block | 2 |
| Legal Lot Number | 37.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | KENT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10300 |
72 Harvard Dr is owned and occupied by an individual who bought it in August 2021.
Source: Putnam County and Kent Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72 HARVARD DR, CARMEL, NY 10512-5604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Nov 9, 2020 | Grant Deed, Transfer PREMIER ABSTRACT, LTD. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Nov 9, 2020 · Amount on File |
| Deed Document Number | 202197652021 |
| Deed Book / Page | 2229 / 93 |
| Prior Transfer Date | Jul 25, 2012 |
| Prior Transfer Doc | 0019020165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 24, 2021 |
| Property Address | 72 HARVARD DR, CARMEL, NY 10512-5604 |
| Document Number | 0022290093 |
| Book / Page | 2229 / 93 |
| Map Reference | MAP 130-EE |
| Instrument Date | Aug 23, 2021 |
| Instrument | 9765-2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Title Company | TITLE AMERICA ABSTRACT CORPORATION, TITLE AMERICA ABSTRACT CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 394 IRVING AVE, 394, PORT CHESTER, NY 10573-3052 |
| Name | Verified Name |
|---|---|
| Address | 3400 PAUL AVE, BRONX, NY 10468-1042 |
| Document Number | 7433223 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 7433/223 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 9, 2020 |
| Property Address | 72 HARVARD DR, CARMEL, NY 10512-5604 |
| Document Number | 0021840196 |
| Book / Page | 002184 / 000196 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 9598 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | PREMIER ABSTRACT, LTD. |
| Amount | Amount on Record |
|---|---|
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 394 IRVING AVE PORT CHESTER NY 105733052, PORT CHESTER, NY 10573-3052 |
Source: Putnam County and Kent Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $370,000 (+37.04%) Land $62,400 Building $307,600 | $370,000 (-5.72%) Land $62,400 Building $307,600 | |
| 2024 | $12,703.00 | $270,000 (-) Land $25,000 Building $245,000 | $392,442 (-) |
| 2023 | $270,000 (-) Land $25,000 Building $245,000 | $392,442 (+21.66%) Land $36,337 Building $356,105 | |
| 2022 | $270,000 Land $25,000 Building $245,000 | $322,581 Land $29,869 Building $292,712 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Harvard Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1978–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2023 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Harvard Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT WD 1 serves 360 people · EPA ID NY3905708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2019–2021) action level 15 ppb |
| Water Quality | Gross alpha radiation currently in violation since Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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