72 Harmony Hall Rd, Middleburg, FL 32068 Property Records

Clay County property record for 72 Harmony Hall Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,404 sqft · built 1973
Lot Size	0.805 acres (35,109 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Jun 2023)
Tax Bill	$9,199 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`41-04-25-008351-000-00`

Property Details

APN / Parcel Number

Primary APN	`41-04-25-008351-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,404 sqft Heated Area
Gross Area	2,885 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	35,109 sqft (0.805 acres)
Lot Dimensions	362 ft deep x 97 ft wide
Garage Area	408 sqft

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Deck Area	270 sqft
Patio Area	491 sqft
Storage Building	228 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	72 HARMONY HALL RD
City	MIDDLEBURG
State	FL
Zip	32068-6631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 21 MAGNOLIA POINT AS REC OR 4724 PG 2140
Legal Range	25
Legal Township	04
Legal Section	47
Legal Subdivision	MAGNOLIA POINT
Legal Lot Number	21
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30704

Owner

72 Harmony Hall Rd is owned and occupied by an individual who bought it in June 2023.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	72 HARMONY HALL RD, MIDDLEBURG, FL 32068-6631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC
Aug 12, 2020	Loan Modification, Mortgage · Conventional Mortgage USAA FED'L SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	May 6, 2002 · Amount on File
Deed Document Number	2023026823
Deed Book / Page	4724 / 2140
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 1, 2023
Property Address	72 HARMONY HALL RD, MIDDLEBURG, FL 32068-6631
Document Number	0047242140
Book / Page	4724 / 2140
Map Reference	MB 6 PG 14
Instrument Date	May 18, 2023
Instrument	2023026823
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1662, VARNVILLE, SC 29944-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 HARMONY HALL RD, MIDDLEBURG, FL 32068-6631

Mortgage

Document Number	0047242142
Date	Jun 1, 2023
Instrument	4724/2142

Lender

Name	ACC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Property Address	72 HARMONY HALL RD, MIDDLEBURG, FL 32068-6631
Document Number	0043550720
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 HARMONY HALL RD MIDDLEBURG FL 320686631, MIDDLEBURG, FL 32068-6631

Mortgage

Document Number	0043550720
Date	Sep 18, 2020
Book Page	004355/000720
Instrument	48494

Lender

Name	USAA FED'L SVGS BK
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 72 Harmony Hall Rd was $9,199 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,199.00 Homeowner's exemption	$643,299 Land $436,500 Building $206,799	$643,299 Land $436,500 Building $206,799
2023	$4,486.00 (+5.75%) Homeowner's exemption	$313,575 (+3%)	$390,198 (+6.62%) Land $225,040 Building $165,158
2022	$4,242.00 Homeowner's exemption	$304,442	$365,956 Land $225,040 Building $140,916

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 72 Harmony Hall Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	7 (2016–2025)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Harmony Hall Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, IQ Fiber.

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