Essex County and Lynn City property record for 72 Gertrude St, Lynn, MA 01902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,465 sqft · built 1900 |
| Lot Size | 0.144 acres (6,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Aug 2023) |
| Tax Bill | $5,794 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:097 L:453 S:017 |
| Primary APN | B:097 L:453 S:017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,465 sqft Living Area |
| Gross Area | 2,933 sqft |
| Basement Area | 871 sqft |
| Unfinished Basement | 871 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,260 sqft (0.144 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 72 GERTRUDE ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | ABANDONMENT LYNN |
| Legal Block | 453 |
| Legal Lot Number | 17 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 205100 |
72 Gertrude St is owned and occupied by two individuals who bought it in August 2023.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 72 GERTRUDE ST, LYNN, MA 01902-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS |
| Dec 22, 2017 | Quit Claim Deed, Transfer · FHA Mortgage NEW FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2023 · Amount on File |
| Deed Sale | Aug 18, 2023 · Amount on File |
| Prior Sale | Dec 22, 2017 · Amount on File |
| Deed Book / Page | 41719 / 312 |
| Transfer Doc | 036428-459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 18, 2023 |
| Property Address | 72 GERTRUDE ST, LYNN, MA 01902-1538 |
| Document Number | 041719-312 |
| Book / Page | 41719 / 312 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 20230818002100 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 72 GERTRUDE ST, LYNN, MA 01902-1538 |
| Document Number | 230818002110 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 230818002110 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Sep 1, 2030 |
| Max Rate At Change | 2.75% |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Dec 22, 2017 |
| Property Address | 72 GERTRUDE ST, LYNN, MA 01902-1538 |
| Document Number | 36428-459 |
| Book / Page | 36428 / 459 |
| Instrument | 171222003640 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 72 GERTRUDE ST, LYNN, MA 01902-1538 |
| Document Number | 364280462 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 36428/0462 |
| Name | NEW FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Dec 22, 2048 |
The 2025 property tax bill for 72 Gertrude St was $5,794, up 7.3% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,794.00 (+7.3%) | $559,300 (+9.07%) Land $209,000 Building $350,300 | $621,015 |
| 2024 | $5,400.00 (+3.31%) | $512,800 (+9.39%) Land $199,000 Building $313,800 | |
| 2023 | $5,227.00 | $468,800 Land $194,000 Building $274,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Gertrude St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 72 Gertrude St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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