Berkeley County property record for 72 Garnet Dr, Bunker Hill, WV 25413
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,240 sqft · built 1992 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,795 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-5-0053.0011 |
| Primary APN | 07-5-0053.0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Family Room | Family Room |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Area | 624 sqft |
| Porch | Porch |
| Porch Area | 392 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07188189 |
|---|---|
| Street Address | 72 GARNET DR |
| City | BUNKER HILL |
| State | WV |
| Zip | 25413-2495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.39 AC LOT 4 SEC A PHASE 1 RIDGEWOOD MANOR |
| Legal Subdivision | RIDGEWOOD MANOR PH 1 SEC A |
| Legal Block | 11 |
| Legal Lot Number | 4 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | SHENANDOAH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 972105 |
72 Garnet Dr is owned and occupied by two individuals.
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 72 GARNET DR, BUNKER HILL, WV 25413-2495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000484399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 72 GARNET DR, BUNKER HILL, WV 25413-2495 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3490/645 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 3490/645 |
| Instrument | 20200011200 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.88% |
| Max Rate At Change | 5.79% |
| Index | 1-Year CMT |
The 2025 property tax bill for 72 Garnet Dr was $1,795 with a homeowner's exemption.
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,795.00 Homeowner's exemption | $167,640 Land $36,240 Building $131,400 | $279,400 Land $60,400 Building $219,000 |
| 2023 | $1,998.00 | $158,160 Land $36,180 Building $121,980 | $263,600 Land $60,300 Building $203,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Garnet Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 72 Garnet Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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