72 Garfield St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 72 Garfield St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,914 sqft · built 1898
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$199,500 (Mar 2009)
Tax Bill	$5,907 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:05520 P:0010`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:05520 P:0010`
Alternative APN	`55200010`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,914 sqft Living Area
1st Floor Area	993 sqft
Basement Area	261 sqft
Unfinished Basement	261 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	6,599 sqft (0.151 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	55200010
Street Address	72 GARFIELD ST
City	SPRINGFIELD
State	MA
Zip	01108-2036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3008
Census Tract	802101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Forest Park Heights Historic District listed 1982 · 915 contributing resources · NRIS 82004942

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

72 Garfield St is owned and occupied by an individual who bought it in March 2009.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	72 GARFIELD ST, SPRINGFIELD, MA 01108-2036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2025	Deed of Trust, Mortgage · VA Mortgage PHH US MORTGAGE CORP
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2009 · Amount on File
Deed Sale	Mar 19, 2009 · Amount on File
Prior Sale	Jan 4, 2002 · Amount on File
Deed Document Number	200916890
Deed Book / Page	17697 / 400
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	72 GARFIELD ST, SPRINGFIELD, MA 01108-2036
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00025890-1
Date	Jun 5, 2025
Book Page	25890/1

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	72 GARFIELD ST, SPRINGFIELD, MA 01108-2036
Document Number	21595-389
Book / Page	021595 / 000389
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Mar 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21595-389
Date	Mar 10, 2017
Book Page	021595/000389
Instrument	12562

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 72 Garfield St was $5,907, up 21.5% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,907.00 (+21.49%)	$382,100 (+23.22%) Land $37,200 Building $344,900	$364,252 (+5.02%)
2025	$4,862.00	$310,100 Land $38,300 Building $271,800	$346,845 (+4.2%)
2024			$332,880
2023	$4,251.00	$249,300 Land $36,100 Building $213,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Garfield St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 72 Garfield St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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