72 Franklin St, Worcester, MA 01608 Property Records

Worcester County and Worcester City property record for 72 Franklin St, Worcester, MA 01608

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	28,300 sqft · built 1900
Lot Size	0.223 acres (9,701 sqft)
Owner	Individual Name on Record
Last Sale	$1,500,000 (Aug 2005)
Tax Bill	$34,946 (2026)
Deeds & Mortgages	Jun 2021 Refinance May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-012-00005`

Property Details

APN / Parcel Number

Primary APN	`3-012-00005`
Alternative APN	`WORC M:03 B:012 L:00005`

Interior

Units	42 Units
Stories	4 Stories
Building Area	28,300 sqft Total Area
Gross Area	35,675 sqft
Basement Area	7,135 sqft
Unfinished Basement	7,135 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	9,701 sqft (0.223 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	3-012-00005
Street Address	72 FRANKLIN ST
City	WORCESTER
State	MA
Zip	01608-1903
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BG-6
Legal Block	12
Legal Lot Number	5
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1002
Census Tract	731700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Main and Franklin Streets Historic District listed 2022 · 9 contributing resources · NRIS 100007732

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	50 FRANKLIN ST, 400, BOSTON, MA 02110-1306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO
Mar 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2005 · Amount on Record
Deed Sale	Aug 12, 2005 · Amount on Record
Prior Sale	Jan 22, 1999 · Amount on Record
Deed Document Number	2005132990
Deed Book / Page	37047 / 347
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	72 FRANKLIN ST, WORCESTER, MA 01608-1903
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065526-317
Date	Jun 30, 2021
Book Page	65526/317
Instrument	92141

Lender

Name	SALEM FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	72 FRANKLIN ST, WORCESTER, MA 01608-1903
Transaction Type	Mortgage
Record Updated	Jun 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65278-172
Date	May 28, 2021
Book Page	65278/172
Instrument	74740

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	72 FRANKLIN ST, WORCESTER, MA 01608-1903
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62032-272
Date	Mar 12, 2020
Book Page	62032/272
Instrument	26087

Lender

Name	NORTHERN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$34,946.00	$2,631,500 (-8.97%) Land $155,600 Building $2,475,900	$409,368
2025		$2,890,700 (+9.09%) Land $148,200 Building $2,742,500
2023		$2,649,900 Land $128,900 Building $2,521,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	49 (1978–1987)
Claims Outside the SFHA	8 of 49
Most Recent Claim	Apr 1987 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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