72 First Ct, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 72 First Ct, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,163 sqft · built 2024
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Mar 2021)
Tax Bill	$2,057 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-3S-20-34080-000-0250`

Property Details

APN / Parcel Number

Primary APN	`04-3S-20-34080-000-0250`
Alternative APN	`1007804`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,163 sqft Living Area
Gross Area	5,257 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	57,064 sqft (1.3 acres)
Lot Dimensions	31.9 ft deep x 17.9 ft wide
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1007804
Street Address	72 FIRST CT
City	SANTA ROSA BEACH
State	FL
Zip	32459-4144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE/C OF LOT 24 DUNE ALLEN 3RD ADD PB3-51 THENCE PROCEED N 01DEG10'00E ALG E LINE OF S/D A DIST OF 188.85FT TO POB
Legal Range	20W
Legal Township	03S
Legal Section	04
Legal Subdivision	DUNE ALLEN 3RD ADD
Legal Lot Number	24-25
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

72 First Ct is owned and occupied by an individual who bought it in March 2021.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	72 FIRST CT, SANTA ROSA BEACH, FL 32459-4144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit FEDERAL CREDIT UNION
Mar 25, 2021	Warranty Deed, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF HEBBRONV
Aug 21, 2019	Loan Modification, Mortgage TRUSTMARK NAT'L BK
Apr 22, 2019	Loan Modification, Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on File
Deed Sale	Mar 25, 2021 · Amount on File
Deed Document Number	20210014306
Deed Book / Page	3189 / 2510
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	72 FIRST CT, SANTA ROSA BEACH, FL 32459-4144
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033222336
Date	Apr 23, 2024
Book Page	3322/2336
Instrument	20240014015

Lender

Name	FEDERAL CREDIT UNION
Type	Credit Union
Address	238 VIRGINIA AVE, DALEVILLE, AL 36322

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 25, 2021
Property Address	72 FIRST CT, SANTA ROSA BEACH, FL 32459-4144
Document Number	0031892510
Book / Page	3189 / 2510
Instrument Date	Mar 22, 2021
Instrument	20210014306
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 819, DESTIN, FL 32540-0819

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2535 LONG IRON CT, LONGWOOD, FL 32779-3629

Mortgage

Document Number	0031892512
Date	Mar 25, 2021
Instrument	3189/2512

Lender

Name	THE FIRST NATIONAL BANK OF HEBBRONV
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	72 FIRST CT, SANTA ROSA BEACH, FL 32459-4144
Document Number	0031173360
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 WILDERNESS WAY SANTA ROSA BEACH FL 324595882, SANTA ROSA BEACH, FL 32459-5882

Mortgage

Document Number	0031173360
Date	Sep 12, 2019
Book Page	003117/003360
Instrument	31423

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SANTA ROSA BEACH, FL 32459

Agreement

Term	36 Months
Due	Sep 11, 2022

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	72 FIRST CT, SANTA ROSA BEACH, FL 32459-4144
Document Number	0031042830
Instrument Date	Apr 22, 2019
Transaction Type	Mortgage
Record Updated	May 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SE COR OF #24 DUNE ALLEN FL, 24, DUNE ALLEN, FL

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,572,262 Land $546,750 Building $1,025,512	$1,572,262 Land $546,750 Building $1,025,512
2024	$2,057.00 (+0.54%)
2023	$2,046.00 (-11.7%)	$225,261 (-9.91%) Land $225,261	$225,261 (-9.91%) Land $225,261
2022	$2,317.00	$250,030 Land $250,030	$250,030 Land $250,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 First Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 294 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured incl. 285 condo units
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 First Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Wildstar Networks Fixed Wireless	200 / 50

May also be available: CenturyLink, Verizon.

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