Allegany County and Hume Town property record for 72 Emerald St, Fillmore, NY 14735
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,940 sqft · built 1904 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,177 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| APN | 025800 27.10-1-3 |
| Primary APN | 025800 27.10-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Living Area |
| 1st Floor Area | 970 sqft |
| 2nd Floor Area | 970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 243,936 sqft (5.6 acres) |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 254 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00000000660 |
|---|---|
| Street Address | 72 EMERALD ST |
| City | FILLMORE |
| State | NY |
| Zip | 14735-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GL 21 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | ALLEGANY NY |
| Township / Civil Division | HUME |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 950300 |
Source: Allegany County and Hume Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10498 BERNARD ST, FILLMORE, NY 14735-8710 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 18, 2024 |
| Transfer Doc | 0000001659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY NY |
| Property Address | 72 EMERALD ST, FILLMORE, NY 14735-8612 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000001626 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-61626 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Nov 1, 2040 |
Source: Allegany County and Hume Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Allegany County |
| County Subdivision | Hume Town |
| Unified School District | Fillmore Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,177.00 (+144.57%) | ||
| 2025 | $1,299.00 | $89,000 (+0.56%) Land $16,000 Building $73,000 | $94,700 (+7.01%) Land $17,025 Building $77,675 |
| 2023 | $88,500 Land $15,500 Building $73,000 | $88,500 Land $15,500 Building $73,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1996–2012) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUME WATER DISTRICT serves 695 people · EPA ID NY0200318 |
|---|---|
| Water Source | Groundwater |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Armstrong Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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