McDowell County property record for 72 Emerald Dr, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 3,024 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,923 (2025) |
| Deeds & Mortgages | Apr 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0658-00-23-9697 |
| Primary APN | 0658-00-23-9697 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,024 sqft Heated Area |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 33091 |
|---|---|
| Street Address | 72 EMERALD DR |
| City | OLD FORT |
| State | NC |
| Zip | 28762-6641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 1.0 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | CROOKED CREEK |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 970800 |
72 Emerald Dr, a rural home, is owned and occupied by two individuals who acquired it in December 2002.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 72 EMERALD DR, OLD FORT, NC 28762-6641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2002 |
| Deed Sale | Dec 1, 2002 |
| Deed Document Number | 0000709527 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 72 EMERALD DR, OLD FORT, NC 28762-6641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0014980643 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 1498/643 |
| Instrument | 2025001840 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | May 1, 2045 |
The 2025 property tax bill for 72 Emerald Dr was $2,923.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,923.00 | $431,140 Land $22,500 Building $408,640 | |
| 2023 | $2,923.00 | $431,140 Land $22,500 Building $408,640 | $431,140 Land $22,500 Building $408,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2013–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72 Emerald Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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