72 Elm Ridge Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 72 Elm Ridge Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,658 sqft · built 1993
Lot Size	0.443 acres (19,297 sqft)
Owner	Individual Name on File
Last Sale	$472,500 (Jul 2019)
Tax Bill	$10,963 (2026)
Deeds & Mortgages	Sep 2021 Refinance Mar 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-30 014-16`

Property Details

APN / Parcel Number

Primary APN	`R-30 014-16`
Alternative APNs	`STOW M:000R-30 P:014-16` `M:000R=30 P:014 =16`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,658 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	906 sqft
Basement Area	906 sqft
Unfinished Basement	906 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,297 sqft (0.443 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R-30 014-16
Street Address	72 ELM RIDGE RD
City	STOW
State	MA
Zip	01775-1198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	STOW FARMS
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1000
Census Tract	323101

Owner

72 Elm Ridge Rd is owned and occupied by an individual who bought it in July 2019.

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	72 ELM RIDGE RD, STOW, MA 01775-1198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Mar 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jul 19, 2019	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE
Oct 17, 2018	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Oct 17, 2018
Deed Document Number	2019103832
Deed Book / Page	72957 / 539
Prior Transfer Date	Jun 25, 2019
Prior Transfer Doc	72957-539
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	72 ELM RIDGE RD, STOW, MA 01775-1198
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78797-25
Date	Sep 28, 2021
Book Page	78797/25
Instrument	214531

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	72 ELM RIDGE RD, STOW, MA 01775-1198
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74379-157
Date	Mar 30, 2020
Book Page	74379/157
Instrument	47240

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jul 19, 2019
Property Address	72 ELM RIDGE RD, STOW, MA 01775-1198
Document Number	72957-539
Book / Page	072957 / 000539
Instrument Date	Jun 25, 2019
Instrument	103832
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,154.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72 ELM RIDGE RD STOW MA 017751198, STOW, MA 01775-1198

Mortgage

Document Number	72957-541
Date	Jul 19, 2019
Book Page	072957/000541
Instrument	103833

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Oct 17, 2018
Property Address	72 ELM RIDGE RD, STOW, MA 01775-1198
Document Number	71754-252
Book / Page	071754 / 000252
Instrument Date	Sep 11, 2018
Instrument	159353
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	72 ELM RIDGE RD STOW MA 017751198, STOW, MA 01775-1198

Tax Assessment & Valuation

The 2026 property tax bill for 72 Elm Ridge Rd was $10,963, up 3.7% from the year before.

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,963.00 (+3.73%)	$613,500 (+1.12%) Land $309,300 Building $304,200	$675,784 (+13.73%)
2025	$10,569.00 (+8.39%)	$606,700 (+5.59%) Land $294,600 Building $312,100	$594,225
2024	$9,751.00 (-1.32%)	$574,600 (+5.43%) Land $284,100 Building $290,500
2023	$9,881.00	$545,000 Land $271,200 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 72 Elm Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 72 Elm Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures